07 Jul 2022 | Edukatips

How to Make Payment with Virtual Account BCA

*Updated : 17 Oct 2024

Are you familiar with the term Virtual Account BCA? You can make shopping payments, e-wallet top-ups, and various other transactions using this feature.

To make payments using Virtual Account BCA, you can do it through different channels, including BCA mobile, myBCA, KlikBCA, KlikBCA Bisnis dan ATM BCA, as well as other bank channels. Do you want to know how? Let’s find out how to use the Virtual Account BCA below:

How to Pay Virtual Account BCA through Other Banks

Virtual Account BCA payments can be made through BCA channels as well as through other bank channels, such as internet/mobile banking or ATMs.

myBCA

  1. Open myBCA, select the “Transfer” menu
  2. Select the “Virtual Account” menu
  3. Enter the Virtual Account number and click “Sent” 
  4. Review the transaction details and transfer amount and click “Continue” 
  5. Confirm transaction details and click “Continue” 
  6. Enter your myBCA PIN
  7. Transaction is successful

BCA mobile

  1. Open BCA mobile, select the “m-Transfer” menu
  2. Select the “BCA Virtual Account” menu
  3. Enter the BCA Virtual Account number and click “Send” 
  4. Confirm transaction details and transfer amount 
  5. Enter your m-BCA PIN
  6. Transaction is successful

KlikBCA

  1. Login to KlikBCA and select “Fund Transfer”
  2. Select “Transfer to BCA Virtual Account”
  3. Enter the BCA Virtual Account number and click “Continue”
  4. Enter the KeyBCA Appli 1 response and click “Send”
  5. Transaction is successful

KlikBCA Bisnis

  1. Login to KlikBCA Bisnis and select “Fund Transfer to BCA Virtual Account
  2. Enter the BCA Virtual Account number
  3. Check the transaction details and click “Save”
  4. Select “Authorize Fund Transfer Transaction”
  5. Select the BCA Virtual Account transaction that has been saved, click “Agree”
  6. Enter KeyBCA response and click “Send”

ATM BCA

  1. Insert the ATM card and enter ATM BCA PIN
  2. Select “Cash Withdrawal/Other Transactions”
  3. Select “Other Transactions”
  4. Select “Transfer”
  5. Select “To BCA Virtual Account”
  6. Enter the BCA Virtual Account number and click “Correct”
  7. Check the transaction details and select “Yes”
  8. Transaction is successful

ATM BCA Using Other Bank Card

  1. Insert the ATM card and enter the PIN
  2. Select the “Transaksi Lainnya” menu
  3. Select the “Transfer” menu
  4. Select the “Ke Rek BCA Virtual Account” menu
  5. Enter the BCA Virtual Account number and select “Benar” 
  6. Confirm transaction details and transfer amount
  7. Transaction completed

How to Pay Virtual Account BCA through Other Banks

Virtual Account BCA payments can be made through BCA channels as well as through other bank channels, such as internet/mobile banking or ATMs.

Internet or Mobile Banking of Other Banks

  1. Log in to other bank’s internet/mobile banking
  2. Select the “Transfer”menu
  3. Select “Bank Lain
  4. Select “Layanan Transfer (BI Fast/Realtime Online/LLG/RTGS)
  5. Select “Bank BCA
  6. Enter the BCA Virtual Account as the beneficiary account number. For LLG or RTGS services, enter the company name in the Recipient Name field. 
  7. Enter the payment amount (bill + admin fee (if any))
  8. Complete the transaction

Other Bank ATM

  1. Insert ATM card and enter the PIN
  2. Choose the “Transfer”menu
  3. Select “Bank Lain
  4. Choose Bank BCA (bank code 014) 
  5. Enter the BCA Virtual Account as the beneficiary account number 
  6. Enter the payment amount (jika fixed bill = bill amount + BCA admin fee (if any)) 
  7. Complete the transaction

Other Bank Branch Offices

  1. Join the line and fill out the transfer form 
  2. In the beneficiary bank section, fill in Bank Central Asia (014), BCA Virtual Account number as the beneficiary account number, and specify the recipient’s name in the Recipient name section 
  3. Provide the sender’s information 
  4. Write the transfer amount (bill + admin fee (if any))
  5. Complete the transaction

Calculation of Virtual Account BCA Total Transfer Amount from Other Banks

The transfer amount for BCA Virtual Account from other banks can be calculated using the following formula:

Transfer Amount = Bill Amount + Admin Fee (if any)

For complete information regarding admin fees, please refer to thefollowing page

If the bill amount is Rp100,000 and the admin fee is Rp1,750 the calculation is as follows:

Transfer Amount = Bill Amount + Admin Fee (if any)

IDR100,000 + IDR1,750

IDR101,750

Thus, the payment amount that needs to be entered is IDR101,750

If the payment amount entered does not include any admin fee, then the transaction will automatically fail. 

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Those are the various ways to make payments through the BCA Virtual Account. Which method do you usually use?