Bond & SBN ST016T2

A Valuable Choice for Safe Steps Toward the Future Return of 6.05% p.a

Why ST016T2 at BCA?

Safe & Secure

Payments on principal and yields are guaranteed by the Government

Easy

Online Purchase via myBCA or KlikBCA Individu

Affordable

ST016T2 subscription starts from Rp1 million

ST016T2

Get to know the product

ST016T2


Sovereign Sharia Securities/Surat Berharga Syariah Negara (SBSN) are bonds issued by state based on Sharia principles, as the evidence of part equity to assets SBSN, either in Rupiah and foreign currencies.

Savings Sukuk/Sukuk Tabungan (ST) are SBSN which are investment savings for individual Indonesian Citizens offered in Rupiah currency through Distribution Partners which are issued scriptless, non-tradable and non-transferable.

Minimum Order

IDR 1 Million and multiples of IDR 1 Million

Maximum Order

IDR 5 Billion/investor

Return Type

Floating With Floor

Return Rate (floor)

6,05% per annum

Offering Period

Opening : 8 May 2026 at 10.00 WIB
Closing : 3 June 2026 at 12.00 WIB

Allotment

8 June 2026

Settlement

10 June 2026

First Return

10 June 2026 (Normal Return)

Return Payment

10th every month

Start Date of the Return Period

11 February, 11 May, 11 August, and 11 November each year

Return Adjustment Date

3 working days (Government) before the start date of the
return period

Maturity

10 June 2028

Early Redemption Period

26 May 2027 (09.00 WIB) - 3 June 2027 (10.00 WIB)

Custodian

Sub Registry BCA Custodian

Benefits


Competitive Return
At Primary Market, the Return offered is higher than the average interest rate of BUMN bank deposits.
No Maximum Return Limit
Floating Return with guaranteed minimum rate of Return (floor) until maturity.
Participation in National Development & Sustainable Development Goals (SDG)
Opportunity to participate in supporting national development financing. Aditionally, ST016T2 is a Green Retail Sukuk, where the funds are utilized according to the Sustainable Development Goals framework.
Complying to Sharia Principles
Investors get access to activities in the financial market in ways and methods that do not conflict with sharia principles.
Ease of Transaction
Purchase transactions and applications for Early Redemption can be done through myBCA/KlikBCA and without being subject to a redemption fee.

Risks


Default Risk
Is a risk where the investor can’t get the payment of funds promised by the issuer when the investment product matures. But the payment of Return and the Nominal Value is guaranteed by the Government based on the SBSN Law and the APBN Law.
Market Risk
A risk where there are changes in the market rate of return that has the potential to cause losses to investors. But the minimum rate of Return (floor) for ST016T2 is guaranteed at the time of issuance.
Liquidity Risk
Is the difficulty in selling ST016T2 before maturity when investors need cash. However, ST016T2 cannot be traded before maturity (except during the Early Redemption period).

Information Brochures & Memos


ST016T2 brochure
See information about ST016T2 the brochure
More Info
ST016T2 Memorandum
See ST016T2 memorandum here
More Info