Motor Vehicle Loan Financing (KKB) BCA offers a wide variety of alternative payment methods so you can finally own your dream vehicle.
Car Financing
Financing solution to purchase new/used car.
KKB Fix and Cap
Financing solution for low installment payments and low interest rates for a 5-year period.
KKB Refinancing
Alternative solution for your source of funds with pledging your car BPKB for a variety of needs
COP
Financing solution that offers collaboration with company to facilitate car ownership for employees.
Operational Car
Financing solution needs for company's operations vehicle purchase as well as venture capital additional with pledging car BPKB
Easy Kredit Kendaraan Bermotor (KKB) BCA application requirements help you buy your dream car today.
| Conditions | Terms and Conditions |
| Debtor status | Indonesian citizen |
| Occupation | Full time employee / Entrepreneur / Professional / Corporation |
| Length of employment | Minimum 2 years (full time) |
| Age | Minimum : 18 y/o or married Maximum : 64 y/o (when loan period expires) |
| Insurance | KKB BCA insurance is required. Comprehensive insurance required for first year, and minimum TLO for the following loan period (except truck TLO throughout the loan period). |
| Payment | Auto debit |
Applicant Document Requirements
| No. | Documents | Employee | Professional | Entrepreneur | Corporation |
| 1 | Copy of applicant KTP, spouse KTP, family record, and marriage/divorce certificate |  |
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| 2 | Letter of approval from spouse | |
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| 3 | Copy of L&B Tax records or electricity/water bill | |
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| 4 | Copy of checking/savings account from the previous 3 months | |
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| 5 | Copy of NPWP | |
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| 6 | Copy of SIUP | - | |
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| 7 | Copy of Company Registration Certificate (TDP) | - | - | - | |
| 8 | Copy of Deed of Establishment/ Change and copy of MOJ Ratification Deed | - | - | - | |
| 9 | Copy of proof of address | - | - | - | |
| 10 | Copy of financial records for the previous 2 years | - | - | - | |
| 11 | Copy of representative KTP | - | - | - | |
| 12 | Copy of License Practice | - | |
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| 13 | Copy of salary slip of the previous 1 month or Income Declaration Statement (original) | |
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| 14 | Copy of STNK and BPKB (for Refinancing) | |
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Fill loan application form
Send to BCA along with required documents
BCA will process your application
BCA will announce result of application processing
