Social

Empowering MSMEs

BCA views MSMEs as the main drivers of job creation and local and national economic stability.
SME Nurturing

SME Nurturing

BCA is always committed to making a positive impact through programs that support the value of Creating Shared Value in various fields. In 2024, BCA distributed Rp 169.8 billion in Social and Environmental Responsibility funds aimed at improving the quality of life of the community and strengthening social contributions in various sectors.

Coaching Incubation

Providing education through webinars, coaching clinics, and facilitating collaboration with creators for product innovation.

Product Promotion

Providing promotional and marketing support to increase product visibility and competitiveness.

Business Matching

Providing access to working capital financing facilities for business expansion.

Transactions

Transactions

BCA continues to move towards sustainable banking by integrating sustainability principles into financing and environmentally friendly operations, focusing on initiatives such as digitalization. 

Digitalization at BCA has accelerated online transactions, with digital transactions reaching 99.8% and the total frequency of digital transactions reaching 35,930 million, up 20.6% YoY.

QRIS BCA

QRIS BCA

QRIS BCA is a digital payment service that allows users to make and receive transactions via QR codes from various bank applications and digital wallets.
Merchant BCA App

Merchant BCA App

Merchant BCA App helps businesses accept non-cash payments from customers through various methods such as debit cards and electronic money.

SME Financing

Multi-Purpose Business Credit (KMU)
IDR37Billion

Export value until the end of 2024

Multi-Purpose Business Credit (KMU)

BCA provides easy solutions for various business needs such as working capital, tangible and intangible fixed asset investments, various business costs and obligations, and other business-related needs.

Business Premises Credit (KTU)
1,986halal certificates

have been issued

Business Premises Credit (KTU)

BCA provides the right solution to finance the purchase of commercial property in accordance with the business needs of industry players.

KUR

KUR

BCA strives to continuously support the government in enhancing the competitiveness of micro and small businesses, driving economic growth, increasing job creation, strengthening the capitalization capacity of MSMEs, and implementing policies to accelerate the development of the real sector.