Governance

Materiality & Stakeholder Engagement

BCA is committed to implementing sustainable finance principles that balance economic, social, environmental, and governance (ESG) aspects in accordance with OJK Regulation No. 51/POJK.03/2017. This page presents the material topics that most significantly impact the Company’s long-term value and the interests of its stakeholders.

Methodology & Assessment Process

A materiality assessment is conducted annually using the double materiality assessment (DMA) approach, in collaboration with an independent consultant.

 

 

Materiality Matrix Results​

A mapping of eight topics based on impact materiality (X-axis) and financial materiality (Y-axis). The final chart was exported by the data team from the 2025 DMA report.

 

 

Stakeholder Engagement

BCA identifies stakeholder groups based on their level of dependence, responsibility, influence, diversity of perspectives, and relevance to the Bank’s business activities. For each group, BCA establishes open communication channels with appropriate frequency, so that stakeholders’ aspirations and expectations can serve as input for the Company’s sustainability management. The results of this communication serve as one of the foundations for determining and prioritizing material topics.