As business transaction needs continue to evolve, BCA provides solutions to support a wide range of business activities, from daily operational needs to transactions with business partners.
Effective December 2, 2026, the BCA Business Debit Card (BDC) will feature higher daily transaction limits and updated service fees. These changes are expected to provide greater flexibility in managing various business transactions.
Details of the updated daily transaction limits and BCA BDC service fees are provided in the tables below.
BCA BDC Daily Transaction Limits1)
Transaction |
Current Limit |
Limit Effective December 2, 2026 |
Types of Business Debit Cards |
||
|
Deposit |
Petty Cash |
Loyalty |
|||
|
Cash Deposit |
Unlimited |
Unlimited |
✔ |
- |
- |
|
Cash Withdrawal at BCA Branche |
Unlimited |
Unlimited |
- |
✔ |
- |
|
Cash Withdrawal at BCA ATMs |
IDR10,000,000 |
IDR15,000,000 |
- |
✔ |
✔ |
|
Transfer to a BCA Account at a BCA ATMs (IDR to IDR) |
IDR100,000,000 |
IDR200,000,000 |
- |
✔ |
✔ |
|
Transfer to a BCA Account at a BCA ATM (IDR to Foreign Currency) |
IDR100,000,000 |
IDR100,000,000 |
- |
✔ |
✔ |
|
Shopping at EDC |
IDR100,000,000 |
IDR200,000,000 |
- |
✔ |
✔ |
Catatan:
- The revised daily transaction limits also apply to all BCA BDC cards currently in circulation.
- Subject to the availability of funds in the BDC Facility Account
BCA BDC Facility Fees
|
Fee Type |
Current Fee |
Fee Effective December 2, 2026 |
|
Card Issuance/Replacement Fee |
IDR15,000 |
IDR20,000 |
|
Card Administration Fee |
IDR20,000 |
IDR22,000 |
The BCA Business Debit Card is the right choice for business owners and entrepreneurs to develop their business.
For more detailed information about the BCA Business Debit Card, please refer to the BCA Business Debit Card product information.
