Dear BCA Merchant Partner,
As part of our efforts to improve service quality and pursuant to Bank Indonesia Press Release No. 28/159/DKom, effective October 1, 2026, adjustments will be made to the transaction fee (Merchant Discount Rate/MDR) applicable to all types of QRIS transactions (Dynamic, Static, API Integration, and others) for all BCA Merchant Partners.
Further details regarding the MDR are as follows:
Merchant Discount Rate (MDR) Adjustment
|
Merchant Type
|
Merchant Category
|
Current MDR
|
MDR as 1 October 2026
|
|
Reguler
|
Micro Business (UMI)
|
Transaction value ≤ IDR500,000
|
0%
|
No Changes
|
|
Transaction value > IDR500,000
|
0,3%
|
|
Small Enterprise (UKE), Medium Enterprise (UME), Large Enterprise (UBE)
|
0,7%
|
Transaction value ≤ IDR100,000
|
0%
|
|
Transaction value > IDR100,000
|
0,7%
|
|
Specific
|
Education
|
0,6%
|
Transaction value ≤ IDR100,000
|
0%
|
|
Transaction value > IDR100,000
|
0,6%
|
|
Gas Station - Public Fuel Filling Station (SPBU)
|
0,4%
|
Transaction value ≤ IDR100,000
|
0%
|
|
Transaction value > IDR100,000
|
0,4%
|
|
Government to People (G2P) - Social Assistance (Bansos)
|
0%
|
No Changes
|
|
People to Government (P2G) - Tax, Passport and Non-Profit
|
|
Public Service Obligation (PSO)
|
For further information, please contact Merchant Solution at 1500788, WhatsApp Bank BCA at 08111500998, X (Twitter) at @HaloBCA, via webchat at www.bca.co.id, or by email at halobca@bca.co.id.
