JAKARTA – The Indonesian government has launched the Indonesian Credit Card (Kartu Kredit Indonesia or KKI) for the Government Segment to support digital economic growth and improve the efficiency of state budget utilization.

The Government Segment KKI is an important innovation as a payment tool with credit facilities. This instrument is used by the Central and Regional Governments to make payments for domestic spending transactions, in accordance with applicable laws and regulations. All Government Segment KKI transaction processing is carried out domestically through the National Retail Payment System Infrastructure of the National Payment Gateway (GPN)

KKI Government Segment Now Available at BCA Merchants

Good news for BCA merchants throughout Indonesia, the Government Segment KKI can now be used for transactions in stages on BCA’s Electronic Data Capture (EDC) machines. Acceptance of Government Segment KKI transactions on BCA EDCs follows the general credit card transaction flow, namely through the “Transactions” menu on BCA EDCs or the “QRIS and Cards” menu on Touchscreen BCA EDCs, making the process easy and convenient for both merchants and customers.

Specifically, for Government Segment KKI transactions conducted through BCA EDC, the Merchant Discount Rate (MDR) charged is 1.1% (interbank). This rate applies uniformly across all merchant categories and Lines of Business (LoB) that collaborate with BCA, reflecting the generally established “off-us” scheme.

With a clearer pricing scheme and integration with extensive payment infrastructure, the Government Segment KKI is expected to be more optimal in supporting efficient, transparent, and accountable state financial management, while accelerating the adoption of cashless transactions in the public sector.

BCA partner merchants who would like to learn more about BCA’s business transaction acceptance services may contact Merchant Solution at 1500788.