In addition to securing your family's financial future, life insurance can
also be part of a Wealth Transfer portfolio due to its easy transferability
and liquidity, serving as an inheritance for family members in the event of
death. Plan your legacy with BCA Life Heritage Protection (BHP) and enjoy a
cashback of up to IDR16.68 million until March 31, 2025,
under the following conditions:
Cashback of up to IDR16.68 Million
|
Annual Premium (IDR)
|
Cashback (IDR)
|
Extra Cashback (IDR)
|
|
≥ IDR25 million to < IDR50million
|
IDR600,000
|
+ IDR268,000
|
|
≥ IDR50 million to < IDR100 million
|
IDR1,150,000
|
+ IDR468,000
|
|
≥ IDR100 million to < IDR200 million
|
IDR2,750,000
|
+ IDR768,000
|
|
≥ IDR200 million to < IDR300 million
|
IDR6,000,000
|
+ IDR1,168,000
|
|
≥ Rp300 million
|
IDR15,000,000
|
+ IDR1,680,000
|
Syarat dan Ketentuan Program:
Program Terms and Conditions:
-
The application period is based on the date of signing the SPAJ
(Life Insurance Application Form).
-
The policy issuance deadline is April 7, 2025.
-
Cashback is calculated based on the first-year basic premium and
does not apply to extra premiums (if any) or subsequent policy
years.
- Valid for annual and single premium payments.
-
Especially for single premium payments, the premium used to
calculate cashback is 10% of the single premium.
-
Cashback is processed by BCA Life to the payor
within a maximum of 60 calendar days from the policy becoming in
force/active.
-
This program cannot be combined with other ongoing promotions.
-
Any applicable taxes related to the cashback will be covered by BCA
Life.
Cashback Illustration:
Illustration #1
Mr. Ryan, a 40-year-old successful entrepreneur, visits the
BCA Expoversary booth and is interested in preparing
an inheritance for his children and wife. He decides to purchase BCA
Life Heritage Protection insurance with an annual premium of
IDR284,050,000 for a 10-year payment period in February 2025. After
the policy is in force, Mr. Ryan will receive:
-
Life protection up to age 99 with a Sum Assured of IDR5 billion
-
Cashback of IDR6,000,000 and
additional extra cashback of IDR1,168,000
-
The total cashback Mr. Ryan receive is
IDR7,168,000 (valid only for the first year).
Illustration #2
Mrs. Katherine, a 35-year-old career woman, is interested in securing
life protection and ensuring financial stability for her children in
case of unforeseen events. She decides to use part of her savings to
purchase BCA Life Heritage Protection insurance with a single premium
of IDR163,390,000 in February 2025. After the policy is in force, Mrs.
Katherine will receive:
-
Life protection up to age 99 with a Sum Assured of IDR1 billion.
-
Mrs. Katherine did not receive cashback because she
paid a single premium of IDR163,390,000 and the cashback-eligible
amount is 10% × Rp163,390,000 = Rp16,339,000.
She did not qualify for cashback as the first-year premium is less
than Rp25,000,000.
For more information, visit a BCA Life Financial Advisor at your nearest BCA
branch office!
Important Information:
PT Bank Central Asia Tbk. and PT Asuransi Jiwa BCA are licensed and
supervised by the Financial Services Authority (Otoritas Jasa Keuangan).
PT Bank Central Asia Tbk. is licensed and supervised by Bank
Indonesia.
