*Updated : 20 Nov 2024
If you are an employee of a company that uses BCA Payroll, you can take advantage of the Akses GAji Tiap Hari facility. This facility allows you to access your salary as a ready fund, which can be withdrawn at any time and comes with a full repayment scheme through auto-debit on your payday.
General Terms
- 1% service fee, with a minimum of IDR35,000 per withdrawal
- Maximum ceiling of 75% of the total proportional daily salary, up to a maximum salary of IDR8 million/month
Benefit
- Competitive fees
- Easy and simple application process
- Same day disbursement(submission on a business day before 15:00 WIB)
Simulation Example
To Apply
- Go to the application page and click the “Apply Now” button below
- Register or log into your account on the BCA Loan Webform
- Select the Akses GAji Tiap Hari facility and click the Apply button, then enter your payroll account number and phone number connected to the account to receive a verification code
- Enter the verification code sent to your phone number
- Uploadapplication documents (KTP and a photo of yourself with KTP)
- Input the credit application information
- Review and accept the terms and conditions of the facility
- Confirm the facility application by entering the OTP code
Fund Disbursement Steps
- Open the email from the BCA Loan Webform, and proceed by clicking the “Fund Disbursement Confirmation” button
- Log in to your account on the BCA Loan Webform
- The application process will appear, click the “Confirm Application” button to continue
- Confirm the loan details if they are shown correctly
- Enter the verification code sent to your phone number
- A notification will appear that the loan disbursement is being processed
- You will receive a notification via email once the funds have been disbursed to your account
Terms of the October Special Akses GAji Tiap HAri Program
Participating Companies:
- PT BCA Finance
- PT Asuransi Umum BCA
You can get an additional benefit of IDR100,000 shopping e-voucher if you apply before November 22, 2024, and meet the following conditions:
- The Akses GAji Tiap HAri facility has been disbursed
- Repayments are made on time
- Fill out the Akses GAji Tiap HAri survey in the survey button below until November 30, 2024
- IDR100,000 Indomaret shopping e-Voucher is limited to the first 200 customers
- Each user is eligible to receive only one Indomaret shopping e-voucher per program period
The e-Voucher will be sent to the email address provided in the survey link within 5 working days after the survey results are submitted.
To apply, click the button below:
The Akses GAji Tiap HAri facility is a new advanced banking product currently undergoing limited trials and does not yet have a license from the Financial Services Authority.