Ramadan is synonymous with the fasting period, the tradition of gathering and the warmth of kindship. Moreover, the most anticipated part of Ramadan is the “Tunjangan Hari Raya” (THR – Holiday Allowance) for workers ahead of Eid al-Fitr.
Don’t let “THR” end up just passing by or not allocated for long-term benefits. Let’s check out the tips on how to THR so that you just don’t spend it:
1. Create a Spending Plan
Organize & plan expenses for several important things, such as alms, buying “Lebaran” necessities, investment, and additional emergency fund savings.
2. Discipline in Spending Allocation
After making a spending plan, make sure to exercise discipline in your spending. This will keep your spending plan on-track and your long-term financial plans unaffected.
3. Avoid Impulsive & Consumptive Purchases
Earning more money is often the cause of increased unnecessary impulsive spending. Allocate your THR funds according to the plan, and don’t forget to invest some of it for the future.
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