AGATHA Facility, Cash-Ready Funds for BCA Payroll Employees

*Update: 15 November 2023

Good news for employees of BCA Payroll user companies. Enjoy the AGATHA (Akses GAji Tiap HAri), which is a cash-ready fund that can be withdrawn at any time with an auto-debit full repayment scheme on the payday date.

AGATHA General Terms

• 1% service fee, minimum Rp35,000 per withdrawal
• Maximum ceiling of 75% of the total proportional daily salary, maximum employee salary of Rp8 million/month 

AGATHA Benefits

• Competitive fees
• Easy and simple application
• Same day disbursement (maximum submission on weekdays at 15:00 WIB)

AGATHA Simulation Example

Submission Steps

• Go to the AGATHA application page
• Register/Login to your account on BCA Loan Webform
• Select the AGATHA facility, then click the Apply button, then enter the payroll account number and mobile phone number linked to the account to get a verification code 
• Enter the verification code sent to your mobile phone number
• Upload submission documents (KTP and a selfie while holding your KTP)
• Enter the credit application information
• Check the terms and conditions
• Confirm the AGATHA facility application by entering the OTP code

Fund Disbursement Steps

• Open the email from BCA Loan Webform, then click the Fund Disbursement button
• Login to your account on BCA Loan Webform
• The loan application process will appear, click the “Konfirmasi Pengajuan” button to proceed
• Click “Konfirmasi” if the loan details shown are correct
• Enter the verification code sent to your mobile phone number
• A notification will appear that the loan disbursement is being processed
• You will receive notification via email if the funds have been disbursed to the account

Companies that can use AGATHA facilities *)

• PT BCA Multi Finance
• PT BCA Finance
• PT Asuransi Umum BCA

*) List may change at any time

Apply for the AGATHA facility now by clicking the button below

The AGATHA facility is a new advanced banking product that is currently in the process of limited trials and has not yet obtained a license from the Financial Services Authority (OJK).