30 Nov 2021 | News & Features

BCA Virtual Account Limit Changes for More Convenient Transactions

Updated News: 30 November 2021

BCA always strives to improve safe and convenient banking transactions for its customers. Related to that, as of December 1st, 2021, there will be a new BCA Virtual Account daily transaction limit applied on bank accounts. It refers to every transaction conducted through the BCA e-banking channels. The details are as follows: 

Tabel 1. BCA Virtual Account Limit by Channel

No e-Banking BCA Maximum Daily Limit/Account

1

myBCA

IDR 300,000,000

2

BCA mobile

IDR 300,000,000

3

ATM BCA

IDR 50,000,000

4

KlikBCA Individu

IDR 10,000,000,000

The daily transaction limit of BCA Virtual Account is a cumulative limit in which the limit will be subsequently reduced according to the amount or number of transactions made.

For example, if you make a BCA Virtual Account transaction of Rp50,000,000 by using myBCA, your daily limit will be reduced from Rp300,000,000 to Rp250,000,000. This provision applies to all BCA e-Banking channel specified above.

In addition to daily transaction limits based on the BCA e-Banking channels, the daily transaction limit of BCA Virtual Account also applies to the selected BCA partners. This applies to various categories/purpose of transactions via e-Banking BCA, such as digital wallet top ups, e-commerce transactions, and fund transfer services. Let’s look at the table below for more details.

Table 2. BCA Virtual Account Limit by Transaction Category

No Limit of the Category/Purpose of Transaction to Select BCA Partners*

e-Banking BCA
Digital wallet/e-money top-ups E-commerce Fund transfer services

1

myBCA

IDR 10.000.000

IDR 50.000.000

IDR 10.000.000

2

BCA Mobile

3

ATM BCA

Refers to BCA Virtual Account Limits by Channel in Table 1 Tabel 1

Please note that the transaction limit based on the category or purpose of transaction in Table 2 will be accumulated with the daily transaction limit specified in Table 1. This means that when a customer makes a transaction such as digital wallet top up, e-commerce, and fund transfer, both category and channel limit will be reduced simultaneously.

For example, if you make a BCA Virtual Account transaction of Rp3,000,000 using BCA mobile, your daily limit based on the category/purpose of the transaction will be reduced from Rp10,000,000 to Rp7,000,000. Along with that, the limit of BCA mobile will be subsequently reduced from IDR 300,000,000 to IDR 297,000,000.

You can still use the remaining limit based on category/purpose of the transaction, with a value of IDR 7,000,000, for e-money top ups on the same day via BCA mobile, ATM BCA, or myBCA.

Meanwhile, you can also use the remaining daily limit of BCA mobile of IDR 297,000,000 for transactions that fall into the category specified in Table 2 or any other type of transactions.

The provision to the BCA VA daily limit applies to other BCA e-channels.

For more information about changes to BCA Virtual Account daily transaction limit, please contact Halo BCA 1500 888 or simply mention us at Twitter account @HaloBCA.

*Important Notes:

BCA Virtual Account daily transaction limit based on the category/purpose of the transaction shown in Table 2 is the combined limits, which mean, one limit applies to several e-Banking BCA used for transactions with details as follow:

  • IDR 10,000,000/day/account is the combined limit of BCA Virtual Account for digital wallet/e-money top up via myBCA, BCA mobile, and ATM BCA 
  • IDR 50,000,000/day/account is the combined limit of BCA Virtual Account for e-commerce transactions via myBCA and BCA
  • IDR 10,000,000/day/account is the combined limit of BCA Virtual Account for fund transfer services via myBCA and BCA mobile