As an entrepreneur, diligent asset management is essential to ensure seamless business operations. One of the best ways to manage assets is to invest. Many entrepreneurs view investing as a strategic move to ensure their assets remain liquid. e-Deposits serve as a strategic investment instrument for optimizing business assets.
Fortunately, e-Deposits are now seamlessly accessible via myBCA Bisnis. So, how do you open an e-Deposit account? Read on to discover the simple steps!
The Benefits of e-Deposits on myBCA Bisnis
myBCA Bisnis allows entrepreneurs to seamlessly manage company cash flow, banking transactions, and business assets, including investments. Through this platform, you can open an e-Deposit account without visiting a BCA branch.
Before exploring the account opening process, discover the various benefits of opening an e-Deposit account through myBCA Bisnis.
1. Open an Account with More Flexibility
myBCA Bisnis allows you to customize e-Deposit investments to better serve your corporate requirements. Choose an e-Deposit type on myBCA Bisnis with a tenor that aligns with your business liquidity strategy. This keeps your investment activities on track with your financial goals.
2. More accurate and transparent
Invest in e-Deposits via myBCA Bisnis with complete peace of mind. By investing, you can easily monitor all e-Deposit transactions through a centralized dashboard on the myBCA Bisnis platform.
3. Paperless or digital documents
All e-Deposit transactions via myBCA Bisnis, including openings and withdrawals, are entirely paperless. In other words, all approvals are processed digitally, ensuring they are accurately logged within a centralized dashboard.
What is the e-Deposit Limit on myBCA Bisnis?
Excellent news for BCA business customers! You can now invest in e-Deposits with a minimum placement of IDR1,000,000 featuring ARO and ARO+ rollover options.
Additionally, businesses can choose from flexible terms of 1 to 12 months, ensuring the duration aligns perfectly with their operational needs. Please note that e-Deposit principals under IDR 7,500,000 are exempt from interest tax, in accordance with prevailing tax regulations.
How to Open an e-Deposito Account via myBCA Bisnis
Ready to grow your assets with e-Deposits on myBCA Bisnis? Before diving in, here is a step-by-step guide to opening your account:
- Log in to your myBCA Bisnis account
- In the ‘FX & Treasury’ menu, click ‘Deposits’
- Proceed by selecting ‘Open Account’
- Next, select your preferred source account. Options include Tahapan, Tahapan Gold, Tahapan Xpresi, Tapres, and Giro Rupiah
- Input the desired deposit amount for your e-Deposit account
- Select the e-Deposit options that suit your needs
- Review and confirm your data
- Next, initiate the company's internal approval process
- Success! Your e-Deposit account has been successfully created and is now visible on your dashboard
e-Deposit Withdrawal Procedures in myBCA Bisnis
Not only can you open an account, but you can also withdraw your e-Deposits online through myBCA Bisnis. Currently, you can make withdrawals using the following two methods:
- Immediate disbursements are available daily between 7:00 a.m. and 8:30 p.m. WIB
- Disbursements are available on demand upon maturity
Funds will be disbursed automatically to your account, ensuring a secure transaction
