About the Seamless Virtual Account (VA) Feature “Pay via myBCA”
BCA continues to innovate to enhance customer transactions. One of these innovations is the Seamless Virtual Account (VA) "Pay via myBCA" feature, which allows customers to transact smoothly from a partner company's application or website (merchant) directly to myBCA, by simply pressing the "Pay via myBCA" button.
Potential Risks of Phishing/Social Engineering
The convenience of the Seamless Virtual Account (VA) feature may be exploited by fraudsters who create phishing schemes. They may imitate the appearance of official partner applications/websites or send fake links via text messages, emails, or other channels. The "Pay via myBCA" button on these fake platforms can redirect customers to a fake myBCA website designed to steal login credentials and sensitive information.
Examples of Fraud Schemes to Avoid
- Customers shop on a fake app/website that mimics BCA's partner platform.
- During payment, a “Pay via myBCA” button appears, redirecting to a fake myBCA login page (e.g., fake URL:https://mybca-fake.com).
- Customers enter their User ID, Password, or OTP, which is then stolen by fraudsters.
Through awareness and collaboration between customers and BCA, Seamless VA transactions stay secure and convenient!
Always remember Om Indro's message: Fraud is on the rise and getting "Agak Laen", but our response stays the same, if you "Don't Know?" the source, just "Kasih No!
