Have you been paying your KPR (Kredit Pemilikan Rumah) for over two years and feeling the burden of high monthly installments from another bank? It’s time to ease that load by moving your remaining mortgage to BCA KPR Take Over and enjoy a better credit scheme.
The BCA KPR Take Over facility is designed to support your long-term financial planning, especially when your fixed interest period ends and shifts to a floating rate, causing your interest and monthly installments to increase.
Sounds great? Let’s dive deeper into why BCA KPR Take Over is the smart choice for your home financing.
Why Choose BCA KPR Take Over?
This facility is designed for customers who want to transfer their KPR from another bank to BCA, offering these key benefits:
- Competitive Interest Rates – Enjoy lighter installments with attractive rates
- Flexible Remaining Tenor – Adjust your repayment term to fit your financial goals. Need smaller monthly payments? Choose a longer tenor.
- Professional Support Every Step of the Way – From initial simulations and document collection to appraisal and loan disbursement, BCA’s team is here to assist.
- Option to Top Up Your Loan – Get additional funds for home renovations or other financial needs.
Eligibility Requirements
To apply for BCA KPR Take Over, here are the main conditions:
- Your existing KPR has been active for at least 2 years
- Loan amount from IDR 1 billion up to IDR 10 billion per application
- Clean payment record for the past 12 months (no arrears or restructuring)
Please note: Applications are subject to analysis and approval by BCA.
When Is the Right Time to Take Over Your KPR?
Consider a KPR Take Over if:
- Your interest rate has entered the floating period and feels increasingly heavy
- You need to adjust your KPR installments to fit your current financial situation
A KPR is a long-term financial commitment—managing it actively ensures it aligns with your financial goals.
BCA KPR Take Over is a strategic solution to keep your home financing optimal, affordable, and flexible.
If your monthly installments are becoming a burden or you see an opportunity for better rates at BCA, now is the time to act.
Consult our BCA KPR Team today and start enjoying a lighter financial journey toward your dream home.