BNP Paribas Spektra**

Disclaimer

The data or information contained herein is provided and/or calculated based on data obtained from the Custodian Bank, Investment Manager and/or Indonesia Stock Exchange. PT Bank Central Asia Tbk (BCA) is not responsible for the correctness, accuracy, or completeness of the data or information, including any error in the data or information contained herein. All consequences arising from the use of the data or information shall be the full responsibility of the (prospective) Investor. The (prospective) investor is advised to seek advice from financial, legal, and tax advisors before conducting any Mutual Fund transaction.

The data or information is intended for informational purposes only and does not constitute a recommendation in any form and for any purpose and is not intended as an offer or request to buy/sell a product. The ideal way of comparing Mutual Fund products is to make a comparison between Mutual Fund products of the same type. A Mutual Fund is a capital market product and is NOT BCA’s product, and therefore BCA is not liable for any claims and risks in connection with the management of the Mutual Fund portfolio. BCA only acts as a Selling Agent for Mutual Funds. Investments in Mutual Funds are NOT part of third party deposits with BCA, so they are not guaranteed by BCA and are also NOT INCLUDED in the scope of the blanket guarantee or deposit insurance program. Investment in Mutual Funds poses a risk that the (prospective) investor may lose part or all of their invested capital. Any Mutual Fund product purchased by the (prospective) investor constitutes the (prospective) investor’s own decision and responsibility, including if the (prospective) investor chooses a product that does not match the (prospective) investor‘s risk profile. The past performance of a Mutual Fund cannot guarantee its future performance. The (prospective) investor must carefully read and understand the Mutual Fund prospectus before deciding to invest in the Mutual Fund. Both BCA and the Investment Manager managing the Mutual Fund that is offered by BCA are registered with and supervised by the Financial Services Authority. The sale of a Mutual Fund at BCA is carried out by BCA employees as Mutual Fund Selling Agent Representatives (WAPERD) that are registered with and supervised by the Financial Services Authority. The confirmation of investment in a Mutual Fund issued by the Custodian Bank constitutes a valid proof of ownership.