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Property All Risk

Risk protection for property

Why Property All Risk?

Affordable Premium

Easy and Fast Process

Easy Premium Payment

Through auto-debit or virtual account

Property All Risks

Important Information Fees Get the Product

Important Information

Insurance Benefits

  1. Primary Guarantee 
    • Fire, Strike by Lightning, Explosion, Hit by Airplane Crash, and Smoke 
    • Flood, Hurricane, Typhoon, and Water Damage 
    • Motor Vehicle Damage, Demolition, and other guarantees
  2. Extended Guarantee
    • Riots, Strikes, Malicious Damage, and Civil Commotion 
    • Terrorist Act and Acts of Sabotage
    • Earthquake, Volcano Eruption, and Tsunami
  3. Disclaimer
  4. BCA and partner insurance companies are registered with and overseen by the OJK.
  5. The product is an insurance product of PT Asuransi Umum BCA and is not a product of BCA. BCA shall not be responsible for such insurance products. See more.

Risk and Exclusions

Risk

This insurance product contains risks including but not limited to, credit risk and policy cancellation risk.

Exlusions

This coverage does not guarantee losses of or damage to property caused by willful acts, and total/partial cessation of work.

Futher details about exclusions can be accessed through the brochure

Insured Object

Insured Object

Building with registered occupations type, content (furniture, fixtures/equipment) stock (goods inventory)

Occupation

Is the use the insured building. Rates and Occupational Codes can be accessed on Occupation List

Disclaimer

  • BCA and BCAinsurance are licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan).
  • This product is an insurance product of PT Asuransi Umum BCA (BCAinsurance) and is not a product of BCA. BCA is not responsible for these insurance products.

Fees


Insurance Fees

Fee Description
Insurance Fee The premium depends on the amount of sum insured
Endorsement Administration Fee Charged if there is a change in Insured Object Value, Occupation, and Guarantee

 

Administration Fees

Type of Premium (Rp) Administration Fee

 < Rp 5,000,000

Rp25,000

 ≥Rp 5,000,000

Rp35,000

Personal Risk Fees

Guarantee Personal Risk
Fire, Strike by Lightning, Explosion, Hit by Airplane Crash, Smoke

Rumah Tinggal & Rukan: NIL

Home & Home Office: NIL Shophouse: 5% of the agreed loss value or 0.1% of the total insured value

Floods, Hurricane, Typhoon, and Water Damage 10% of the agreed claim
Motor Vehicle Damage, Demolition Rp2.5 million/accident
Riots, Strikes, Malicious Damage, and Civil Commotion 10% of the minimum claim value of Rp10 million
Terrorist Act and Acts of Sabotage The amount will be determined at the time of claim filing
Earthquake, Volcano Eruption, and Tsunami 2.5% of the Sum Insured

Get the Product

BCA Insurance Sales
Visit the nearest BCA branch office
Nearest BCA Branch
eBranch
Apply this product or service through eBranch BCA application in smartphone
More Info