Bond & SBN ST016T4

Why ST016T4 at BCA?

Safe & Secure

Payments on principal and yields are guaranteed by the Government

Easy

Online Purchase via myBCA or KlikBCA Individu

Affordable

ST016T4 subscription starts from Rp1 million

ST016T4

Sovereign Sharia Securities/Surat Berharga Syariah Negara (SBSN) are bonds issued by state based on Sharia principles, as the evidence of part equity to assets SBSN, either in Rupiah and foreign currencies.

Savings Sukuk/Sukuk Tabungan (ST) are SBSN which are investment savings for individual Indonesian Citizens offered in Rupiah currency through Distribution Partners which are issued scriptless, non-tradable and non-transferable.

Minimum Order	IDR1 Million and multiples of IDR1 Million
Maximum Order	IDR10 Billion/investor
Return Type	Floating With Floor
Return Rate (floor) (2)	6,25% per annum
Offering Period	Opening : 8 May 2026 at 10.00 WIB Closing : 3 June 2026 at 12.00 WIB
Allotment	8 June 2026
Settlement	10 June 2026
First Return	10 June 2026 (Normal Return)
Return Payment	10th every month
Start Date of the Return Period	11 February, 11 May, 11 August, and 11 November each year
Return Adjustment Date	3 working days (Government) before the start date of the return period
Maturity	10 May 2030
Early Redemption Period	26 April 2028 (09.00 WIB) - 3 May 2028 (10.00 WIB)
Custodian	Sub Registry BCA Custodian

Benefits

No Maximum Return Limit

Floating Return with guaranteed minimum rate of Return (floor) until maturity.

Participation in National Development & Sustainable Development Goals (SDG)

Opportunity to participate in supporting national development financing. Aditionally, ST016T4 is a Green Retail Sukuk, where the funds are utilized according to the Sustainable Development Goals framework.

Complying to Sharia Principles

Investors get access to activities in the financial market in ways and methods that do not conflict with sharia principles.

Ease of Transaction

Purchase transactions and applications for Early Redemption can be done through myBCA/KlikBCA and without being subject to a redemption fee.

Risks

Default Risk

Is a risk where the investor can’t get the payment of funds promised by the issuer when the investment product matures. But the payment of Return and the Nominal Value is guaranteed by the Government based on the SBSN Law and the APBN Law.

Market Risk

A risk where there are changes in the market rate of return that has the potential to cause losses to investors. But the minimum rate of Return (floor) for ST016T4 is guaranteed at the time of issuance.

Liquidity Risk

Is the difficulty in selling ST016T4 before maturity when investors need cash. However, ST016T4 cannot be traded before maturity (except during the Early Redemption period).

Information Brochures & Memos

ST016T4 brochure

See information about ST016T4 the brochure

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ST016T4 Memorandum

See ST016T4 memorandum here

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