Cardless Cash Deposit and Withdrawal at ATM BCA

• Can perform various Sub Account transactions (via API), including:
  • Transfers to and from the Company Account
  • Account Statement Inquiry
  • Inquiry of Transfer Status to and from the Company Account
  • Inquiry of Total Balance
  • Request/Inquiry of Status/Cancel Transaction Code
  • Cash Out Notification
• Can perform Sub Account settings (via API), including:
  • Create Account
  • Inquiry Account (checking data, balance, and/or transaction history of the Sub Account)
  • Update Account (blocking, unblocking, and closing the Sub Account)
• Sub Account Reports (via email/SFTP)
  The company partner will receive daily transaction and daily Sub Account balance reports sent via email/SFTP.
• Cardless cash withdrawal service
  Can be performed at BCA ATMs or ATMs belonging to other parties that cooperate with BCA.

• Simplifies company financial management.
• Improves customer service and service digitalization.
• Provides convenience for cardless cash withdrawals anytime and anywhere through BCA ATMs.

• There may be a risk of misuse of funds if access to the Sub Account is given to parties other than the Sub Account user.
• There may be a risk of transaction failure due to network problems, and therefore a transaction failure may occur but the Sub Account balance has been successfully debited.

• The company partner completes the Sub Account form and terms, as well as the API form and terms, then submits the facility application through the Relationship Manager.
• Conducts API integration with BCA.
• The company partner must be a legal entity with an IDR Current Account as the operational account, and must open an IDR Current Account as the Sub Account holding account. The operational account and holding account cannot be joint accounts.
• Provides an application that can display a cash withdrawal menu for the company partner's customers.

BCA has the right to charge the company partner certain fees, namely an administration fee, a cash withdrawal fee, a closing administration fee, and/or other fees (if applicable), which will be notified by BCA to the company partner in any form and through any means in accordance with the applicable laws and regulations.

Withdraw cash at BCA ATMs or any other party cooperating with BCA with the following limits:

Transaction Fees, Administration Fees, And Closing Fees

If in a period there are 2 out of 5 Sub Accounts closed, 10 successful cashout transactions from one and/or several accounts, and already has entered the date of administration fees, then BCA will debit the Company partner's account plus VAT from transaction fees, administration fees, and closing fees (cut-off follows BCA batch time). Details of fee calculation are as follows:

• Total number of transactions x (transaction fees rate + VAT)
  10 transactions x (transaction fees rate + VAT of the transaction fees rate)*
• Number of sub accounts x (administration fees rate + VAT)
  5 sub accounts x (administration fees rate + VAT of the administration fees rate)*
• Number of sub accounts closed x (closing fees rate + VAT)
  2 sub accounts x (closing fees rate + VAT of the closing fees rate)*

Remark:
*) in accordance with applicable regulations.
**) illustrative amount

• The Sub Account is created in Indonesian rupiah and has no minimum balance requirement, initial deposit requirement, or held balance requirement.
• The Sub Account facility can be closed by submitting a facility closure form to the Relationship Manager.
• The Sub Account Facility cannot be opened as a joint account.
• BCA will inform customers of any changes to the benefits, fees, risks, terms and conditions of this Product and/or Service through any means in accordance with applicable laws.