Cardless Cash Deposit and Withdrawal at ATM BCA

Whatever the application, easily deposit and withdraw cash without a card at BCA ATMs

Benefits of Cardless Cash Deposit and Withdrawal Services at ATM BCA

Easy Integration

Easy integration using BCA API from the company’s application

BCA Ecosystem Services

Company customers can make cash deposits and withdrawals easily at BCA ATMs through the app

Extensive Network

Deposit and withdraw cash at BCA ATM networks spread throughout Indonesia

Cardless Cash Deposit and Withdrawal at ATM BCA

About How to Make a Transaction Terms and Conditions Important Information Get the Service

Cardless Cash Deposit and Withdrawal at ATM BCA

Facilitate the customers by providing cardless cash deposits and withdrawals at BCA ATMs using the company’s application.

Other Benefits


Easy
BCA’s widespread ATM network throughout Indonesia enables the company to provide cash deposit and withdrawal services to customers
Practical
Customers can make cash deposits and withdrawals transactions using only a smartphone (cardless)
Secure
All transactions come with a transaction/OTP code

How to Make a Transaction


Cardless Cash Withdrawal

  1. Select “Cash Withdrawal” in the Mitra app
  2. Select the cash withdrawal amount
  3. Save the Identification Number and Transaction Code to enter when making a cash withdrawal at a BCA ATM
  4. At a BCA ATM, select the “Cardless Transaction” menu
  5. Enter the identification number and transaction code

Cardless Cash Deposit

  1. Select the “Cash Deposit” menu in the Mitra app
  2. Save the Identification Number and Transaction Code to enter when making a cash deposit at a BCA ATM
  3. At the BCA ATM, select the Cardless Transaction menu
  4. Enter the identification number and transaction code
  5. Insert the cash you wish to deposit
  6. Confirm the amount of cash to be deposited

Terms and Conditions


Cardless Withdrawal (Sub Account)

Terms and Conditions Sub Account
Please review the terms and conditions for this product/service via the link below
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Setor Tunai Tanpa Kartu (Virtual Account)

Terms and Conditions Virtual Account
Please review the terms and conditions for this product/service via the link below
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Important Information


Summary of Product & Service Information (RIPLAY) for Cardless Cash Withdrawals via the Sub Account

Summary of Product Information Sub Account
Get this Product/Service Information Summary via the link below
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  • Sub Account Transactions (via API) include:
    • Transfer of funds from the operational account to the Sub Account and vice versa
    • Request for Transaction Code
    • Cancellation of Transaction Code
  • Sub Account Reports (via email/SFTP)
  • Cardless cash withdrawal services (Cardless)
  • Sub Account Management (via API) includes:
    • Sub Account opening
    • Sub Account data updates
    • Sub Account inquiry (data, balance, and/or transaction history)
    • Blocking, unblocking, or closing of Sub Account

    BCA reserves the right to charge fees to the company partner, consisting of administrative fees, cash withdrawal transaction fees, account closure administrative fees, and/or other fees (if any) as stated in the Sub Account Facility Form, and such fees will be notified by BCA to the company partner in any form and through any means in accordance with the applicable laws and regulations.

  • Facilitates corporate financial
  • Enhances customer service
  • Enables cardless Withdrawal transactions anytime and anywhere at BCA
  • There is a risk of fund misuse if access to the Sub Account is granted to unauthorized or irresponsible
  • There is a risk of transaction failure due to network issues, resulting in unsuccessful transactions even though the Sub Account balance has already been
  • The company partner applies for the facility via Relationship Manager by completing the Sub Account form and Terms and Conditions, including the API Terms and
  • Conduct API integration with
  • The company partner must be a legal business entity that has a Rupiah current account as its operational account and opens a Rupiah current account as a holding account for the Sub The operational account and holding account must not be joint accounts.
  • Provide an application that can display a cash withdrawal menu for the company partner’s

Customer may ask questions and lodge complaints via the following:

  • Halo BCA Bisnis via telephone 1500998 or haloBCA App
  • BCA Branch Office

Transaction Fees, Administrative Fees, and Closure Fees

If during a period there are 2 out of 5 Sub Accounts that are closed, and 10 cash withdrawal transactions are successfully carried out from an account and/or several accounts, and it has entered the billing date, BCA will debit the company partner’s account plus VAT for the transaction fees, administrative fees, and closure fees (cut-off follows BCA’s batch schedule). The details of the fee calculation are as follows:

Fees Number of Sub Accounts Nominal Fee (excluding VAT) Fee Calculation Total Fee
Transaction Fee 10 IDR5,000 per transaction 10 x IDR5,000 IDR50,000
Admin Fee 3 IDR20,000 per month 3 x IDR20,000 IDR60,000
Closure Fee 2 IDR20,000 per month 2 x IDR20,000 IDR40,000
  • There is no minimum balance, minimum initial deposit, or minimum balance held requirements
  • Customer will not earn interest and Paspor BCA
  • The maximum cash withdrawal limit at BCA ATMs is as follows:
    Cash Withdrawal Limit BCA ATM
    Limit per transaction IDR2,500,000
    Daily limit IDR10,000,000

    Notes:

    The maximum limit for fund transfers from the Sub Account to the operational account and vice versa is the same as the daily limit.

  • Company partners may close the Sub Account Facility by contacting their Relationship
  • BCA will inform all information regarding fees, benefits, risks, terms, and conditions of this product and/or service through any means in accordance with applicable laws and
  • BCA may reject the product and/or service application form if customer does not meet the applicable requirements and
  • Customer has read and understood the product and/or service according to the Summary of Product and Service
  • This Summary only serves as a means of product and service information for prospective customer/customer and is not intended as a formal offer of a product and/or
  • Customer must carefully read, understand, and agree to the application form of product and/or service.
  • Information included in the product and/or service summary is valid from the date of printing of the
  • Customer must carefully read this product and/or service Summary before agreeing to register for the product and/or service and Customer may rightly ask a Bank employee or call Halo BCA Bisnis at 1500998 for any inquiries or complaints related to the Product and/or service
  • In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall

Summary of Product & Service Information (RIPLAY) for Cardless Cash Deposits via BCA Virtual Account

Summary of Product Information BCA Virtual Account
Get this Product/Service Information Summary via the link below
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