Rupiah Business Sub Account

Simplified Business Accounting and Financial Management

Why Rupiah Business Sub Account?

Instant

Customers who already use myBCA Bisnis can immediately access the Rupiah Business Sub Account without needing a separate application

Secure

Customers can manage user access to the Sub Account and set transaction limits as a security measure

Practical

Transaction reports and activities can be monitored via a consolidated e-Statement covering the main account and all Sub-Accounts

Rupiah Business Sub Account

About Fees and Limits Terms and Conditions Important Information Get the Services

Rupiah Business Sub Account


Rupiah Business Sub Account is a product provided by BCA to facilitate the recording and administration of the customer’s finances through the use of Sub Accounts denominated in Rupiah.

Other Benefits


Easy
Up to 1,000 Sub Accounts can be activated through myBCA Bisnis.
Flexible
Sub Accounts can be personalized based on your needs, including naming and debit or credit transaction functions.

Fees and Limits


Fees

No fees are charged for this Product/Service.

Simulation

There is no simulation for this Product/Service.

Terms and Conditions


Important Information


Key Features

  • Rupiah Business Sub Account can be accessed through myBCA Bisnis and is linked to the Customer’s account. The Customer’s account that is used to open the Sub Account serves as the primary account.
  • The Customer may have up to 1,000 Sub Accounts under 1 primary account
  • The following features are available to Rupiah Business Sub Account Customers:

    Rupiah Business Sub Account Administration

    • open a Sub Account;
    • change Sub Account data;
    • view Sub Account data;
    • close a Sub Account;

    Rupiah Business Sub Account Transactions

    • transfer funds from a BCA account to Rupiah Business Sub Account;
    • transfer funds from Rupiah Business Sub Account to a BCA account;
    • transfer funds between Rupiah Business Sub Account;
    • make inquiry about account transaction history, balance, and eStatement of Rupiah Business Sub Account.
  • No minimum balance required for Sub Accounts.
  • No initial deposit required.
  • No hold on the account balance.

Benefits

  • Convenience to the Customer in allocating funds for business activities.
  • Secure transactions through the myBCA Bisnis channel.

Risks

  • Potential system network disruptions, which may cause transactions to fail.
  • Risk of misuse if access to the Sub Account is granted to other parties.

Requirements and Procedures

  • The Customer is a user of myBCA Bisnis.
  • The Customer must have a BCA Account to be used as the primary account, subject to the following criteria:
  • The account type is a Current Account (rekening Giro) denominated in Rupiah
  • The account is not a joint account, RDN account, or RDL account,
  • The account is not a special account designated for holding loan proceeds.
  • The account is not a proxy account.

The Customer can ask questions and lodge complaints via the following:

Contact Us:

Halo BCA Bisnis 1500998

Email : halobca@bca.co.id

WA : +628111500998

Website : www.bca.co.id

Social Media:

Facebook : GoodLife BCA

Instagram : @goodlifebca

Youtube : Solusi BCA

X (Twitter) : @BankBCA

Additional Information

  • The customer may close their Rupiah Business Sub Account via myBCA or other BCA channels, as may be notified by BCA to the customer in any form and through any means in accordance with applicable law. If, at the time of closure of Rupiah Business Sub Account, there is still a balance remaining in Rupiah Business Sub Account, the closure will result in all the remaining funds in the relevant Rupiah Business Sub Account being simultaneously transferred to the primary account.
  • The Customer will not earn interest on the balance in Rupiah Business Sub Account.
  • As long as there is still any Rupiah Business Sub Account linked to the account, the Customer will not be able to close the account.
  • The limits applicable to Sub Account transactions shall follow the limits set for the relevant transaction channel used by the Customer.
  • BCA will notify any changes to the benefits, fees and charges, risks, terms and conditions of this Product and/or Service through any means according to applicable law.
  • The Customer may receive offers for products from other parties cooperating with BCA, if the Customer gives consent to BCA to share the Customer’s data with such other parties cooperating with BCA.
  • The Customer may receive offers for BCA products and/or services, as well as products and/or services of other parties cooperating with BCA through personal communication channels, if the Customer gives consent to BCA to receive such product and/or service offers through personal communication channels.

Disclaimer (Important Notes)

  • This summary serves only as a means of providing information about the product and service to the prospective Customer/Customer and is not intended as an official offer of any product and/or service.
  • The Customer must carefully read and understand the information regarding Rupiah Business Sub Account as described in this Product and/or Service Information Summary before deciding to open Rupiah Business Sub Account and may contact BCA staff or call Halo BCA at 1500998 for any inquiries or complaints related to this Product and Service Information Summary.
  • The information contained in this Product and Service Information Summary shall take effect as of the printing date of this Product and Service Information Summary until the issuance of its latest update.
  • BCA reserves the right to reject the customer’s application for the opening of Rupiah Business Sub Account if the customer fails to meet the applicable terms and conditions.
  • The Customer must read, understand, and agree to the terms and conditions for Rupiah Business Sub Account before deciding to submit an application for the opening of Rupiah Business Sub Account.

This summary has been aligned with the prevailing laws and regulations, including regulations of the Financial Services Authority.

Product & Service Information Summary

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