Saving Interest Rate

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Tahapan

Balance
(IDR)
Interest Rate
(%pa)
< 5,000,000 0.00
>= 5,000,000 - < Rp 50,000,000 0.07
 >= 50,000,000 - < Rp 500,000,000 0.07
 >= 500,000,000 - < Rp 1,000,000,000 0.08
>= 1,000,000,000 0.20

Valid From: February 1st, 2021


Tahapan Xpresi

Balance
(IDR)
Interest Rate
(%pa)
 < 1,000,000 0.00
>= 1,000,000 0.10

Valid From: February 1st, 2021


Tahapan Berjangka

Regular Deposit
(Monthly) (IDR)
Period (Annual)
≥ 1 - < 3 ≥ 3 - < 5 ≥ 5 - < 10 ≥ 10
< 1,000,000 1.60% 2.10% 2.35% 2.60%
≥  1,000,000 2.10% 2.35% 2.60% 2.60%

Valid From: February 1st, 2021


Tahapan Berjangka SiMuda

Regular Deposit
(Monthly) (IDR)
Period (Annual)
≥ 1 - < 3 ≥ 3 - < 5 ≥ 5 - < 10 ≥ 10
<  500,000 1.20% 1.20% 1.20% 1.20%
≥  500,000 - < 1,000,000 1.60% 2.10% 2.35% 2.60%
≥  1,000,000 2.10% 2.35% 2.60% 2.60%

Valid From: February 1st, 2021


Tapres

Balance
(IDR)
Interest Rate
(%pa)
< Rp 5,000,000 0.00
>= Rp 5,000,000 - < Rp 50,000,000 0.07
 >= Rp 50,000,000 - < Rp 500,000,000 0.17
 >= Rp 500,000,000 - < Rp 1,000,000,000 0.27
>= Rp 1,000,000,000 0.69

Valid From: February 1st, 2021


TabunganKu

Balance
(IDR)
Interest Rate
(%pa)
< 500,001 0
 500,001 s.d. < 1,000,001 0.25
>= 1,000,001 1

Valid From: June 1st,  2015


BCA Dollar USD

Balance Interest Rate (%pa)
< USD 100 0.00
>=USD 100 - < 10,000 0.10
>= USD 10,000 - < 100,000 0.10
>=USD 100,000 - < 200,000 0.20
>=USD 200,000 0.30

Valid From: March 1st, 2021


BCA Dollar SGD

Balance Interest Rate (%pa)
< SGD 200 0.10
 >= SGD 200 0.10

Valid From: Nov 4th, 2019


Rupiah Deposit

Currency
Interest Rate (%pa) / Period (month)
1 3 6 12
IDR < 2M 2.90 2.90 2.90 2.90
IDR ≥ 2M - < 5M 2.90 2.90 2.90 2.90
IDR ≥ 5M - < 10M 2.90 2.90 2.90 2.90
IDR ≥ 10M - < 25M 2.90 2.90 2.90 2.90
IDR ≥ 25M - < 100M 2.90 2.90 2.90 2.90
IDR ≥ 100M 2.90 2.90 2.90 2.90

Valid From: March 1st, 2021


Foreign Deposits

Currency
Interest Rate (%pa) / Period (month)
1 3 6 12
< USD 100,000 0.13 0.13 0.18 0.18
≥ USD 100,000 - < USD 1,000,000 0.13 0.13 0.23 0.23
≥ USD 1,000,000 - < USD 10,000,000 0.21 0.21 0.33 0.33
≥ USD 10,000,000 0.21 0.21 0.33 0.33
SGD 0.10 0.10 0.10 0.10
HKD 0.00 0.00 0.00 0.00
GBP 0.10 0.10 0.10 0.10
AUD 0.10 0.10 0.10 0.10
JPY 0.00 0.00 0.00 0.00
EUR 0.00 0.00 0.00 0.00
CNH 0.75 0.75 1.00 1.00

Valid From: March 1st, 2021

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