Fixed Installments with Low Interest Rates

Get everything you want and need with easy monthly installments using BCA Cicilan Program. For a minimum transaction of Rp 500,000, you can turn any purchase into Cicilan BCA transactions, and pay with highly competitive interest and adjustable installment period from 3 months - 36 months.

To turn your payments into Cicilan BCA, follow these steps:

  • Change your transactions at merchant-merchant carrying Cicilan BCA logo
  • Transactions using Credit Card BCA can be paid in installments by typing Cicilan and sending an SMS to 69888, or call Halo BCA at 1500888 one day after the transaction

Main Benefits

  • Purchase any item with an installment that suits your financial plan
  • Advanced registration is not necessary. Contact BCA Card Hotline or find merchants carrying Cicilan BCA logo for on-the-spot changes
  • Competitive interest rate and flexible installment period
1,25% interest rate with 3, 6 & 9 payment period beginning from 19 March 2012
Transaction value Time period
3 Months
1,25 %
6 Months
1,25 %
9 Months
1,25 %
500.000 172.917 89.583 61.806
1.000.000 345.833 179.167 123.611
2.000.000 691.667 358.333 247.222
3.000.000 1.037.500 537.500 370.833
5.000.000 1.729.167 895.833 618.056
Installment calculations per month

Item value + (item value x interest x time period)

time period

For 1,25% interest rate installment simulation, click here

 

0,75% Interest rate for 12, 15, 18, 21, 24, and 36 months
Valid until 28 February 2018

Transaction value Time period
12 Months
0,75% per Month
15 Months
0,75% per Month
18 Months
0,75% per Month
24 Months
0,75% per Month
500.000 45.417 37.083 31.528 24.583
1.000.000 90.833 74.167 63.056 49.167
2.000.000 181.667 148.333 126.111 98.333
3.000.000 272.500 222.500 189.167 147.500
5.000.000 454.167 370.833 315,278 245,833
Installment calculations per month

Item value + (item value x interest x time period)

time period

Click hereto calculate 0.75% installment using a simulation.

Terms of installment cancellation:
If cardholder wishes to cancel installment plan, a penalty of Rp 100.000 per transaction will apply.

To participate as Cicilan BCA merchant, click here