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18 Apr 2024

Celebrates Kartini Day, BCA Presents Special Interest Rates Starts from 3.21% for Women Entrepreneurs


Jakarta, 18 April 2024 - In commemoration of Kartini Day, which takes place every April 21, PT Bank Central Asia (BCA) Tbk presents the Kartini Multipurpose Business Credit (KMU) program, exclusively for women entrepreneurs or businesses that have a majority of female employees. This program offers special interest rates starting from 3.21% p.a., and is valid from 1 April 2024 to 30 June 2024.

BCA Director John Kosasih said, "This year marks the third consecutive year BCA has presented the KMU Kartini program. This is a form of our commitment to always support the empowerment of women as one of the driving forces of economic growth in Indonesia, especially in the MSME sector."

For information, according to data from BPS-Statistics Indonesia in 2021 noted that 64.5% of MSME businesses in Indonesia are managed by women. Through the KMU Kartini program, BCA supports women MSME entrepreneurs by providing easy access to banking products and financing, especially credit.

The KMU Kartini program offers special interest rates with various installment schemes and tenor selections. For installment loan schemes, customers can enjoy fixed interest rates of up to 5 years. For the interest rate, there are options ranging from 3.21%, 6.21%, and 7.21% p.a. According to which tenor taken. Customers can apply for credit with a maximum tenor of 20 years. For non-installment loan schemes, BCA offers an interest rate of 7.21% p.a. fixed for 1 year.

KMU is a convenient solution offered by BCA for various business needs. Not only working capital, KMU can also be used to support investment activities, both tangible and intangible fixed assets, business development, various business costs and liabilities, and other business-related needs.

"Through the KMU Kartini special offer, BCA hopes to help women entrepreneurs easily acquire working capital and fulfill other business needs with special interest rates. In addition to the nearest BCA branch office, customers can also register for the KMU Kartini program anywhere and anytime online," concluded John Kosasih.

KMU Kartini program online registration can be done by filling out the e-form on BCA's official website. For further information, please contact the HaloBCA contact center via 1500888 and Halo BCA application, WA Halo BCA 0811 1500 998, Twitter @HaloBCA, webchat, or e-mail via


About PT Bank Central Asia Tbk (as of 31 December 2023)

BCA is one of the leading commercial banks in Indonesia with the core business of transaction banking. BCA also offers a full range of financial services in consumer, SME, commercial and corporate segments. As of December 2023, BCA has the privilege of serving more than 38 million customer accounts, processing around 82 million of daily transactions through a network of 1,258 branches; 19,047 ATMs as well as the 24-hour internet & mobile banking systems supported by 24/7 Halo BCA contact center. BCA’s presence is complemented by a number of subsidiaries focusing on vehicle financing, sharia banking, securities, general and life insurance, digital bank, remittance as well as venture capital business. BCA is committed to building lasting relationships with customers, putting people first, and making a positive impact on society at large. With around 27,000 employees, BCA's vision is to be the bank of choice and a major pillar of the Indonesia economy.


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Menara BCA Lt. 22
Jakarta Pusat 10310
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