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01 Mar 2024

In Addition to 0% Down Payment, BCA Expoversary Also Offers Special Interest Rate of 2.67% for Vehicle Loans

Jakarta, 1 March 2024 - PT Bank Central Asia Tbk (BCA) is strongly encouraging growth in consumer loans, one of which is by providing a special interest rate for vehicle loans (KKB) of 2.67% flat per annum for a one-year tenor at BCA Expoversary 2024.

BCA Finance Director, Petrus Karim, mentioned that alongside the special interest rate, there are other enticing offers like 0% down payment (DP) for BCA vehicle loans and motorcycle financing. Petrus believes that 0% down payment could serve as a significant advantage for specific groups.

“With a solid track record, we can provide a 0% down payment option, which we consider to be just as crucial as the special interest rate. This reassures us that the trend for vehicle loans remains promising. Despite numerous challenges like global economic conditions and geopolitical conflicts, we maintain optimism that the public's interest in purchasing vehicles will persistently grow throughout this year,” stated BCA Finance Director Petrus Karim at BCA Expoversary 2024, Thursday (29/2).

During the same event, BCA Multi Finance Director Adhi Purnama shared his positive outlook on the growth of motorcycle financing. One factor boosting his confidence is the availability of numerous highly competitive promotional offers for the community

"Interestingly, for 1, 2, 3 years, the rate is still the same. We can say that the rate [for motorcycle financing] is very competitive for prospective customers who buy motorcycles during the holiday season," added Adhi.

BCA’s growth in KKB disbursement reached 20.8% on an annual basis (YoY) to Rp56.9 trillion as of December 2023, making it one of the drivers of the 14.8% YoY increase in the consumer loan portfolio to Rp198.8 trillion.

Bank Indonesia records show that Indonesia’s consumer loans grew 13.2% YoY to Rp1,998.3 trillion throughout 2023. Vehicle loans are one of the significant contributors to the growth of this segment.

In the electric vehicle sector, growth optimism is also evident. Petrus said BCA Finance is confident that financing growth for electric vehicles will maintain a positive trend given the huge potential of the domestic market.

"Of course we expect growth this year because many new brands are appearing, even from old brands as well," Petrus said.

BCA Expoversary 2024 provides special interest rate of 2.67% flat p.a for 1-year term and 0% down payment program for KKB and KSM BCA. The event was also filled with a variety of dream vehicles from 25 well-known car brands and more than 75 dealer groups offering car product benefits. Some of the car brands present included Mercedes-Benz, BMW, Honda, Toyota, Mitsubishi, Hyundai, Wuling, and electric vehicles from various well-known brands such as BYD and Great Wall. For motorcycles, BCA partnered with 30 top brands, including Honda, Yamaha, Harley-Davidson, Ducati, Triumph, Kawasaki, Piaggio, Vespa, and others. In addition to the offline event at ICE BSD from 29 February to 3 March 2024, BCA Expoversary 2024 will also be available online at from 29 February to 31 March 2024.

Picture Information:

Optimistic for Continued Growth - BCA Finance Director Petrus Karim (center) and BCA Multi Finance Director Adhi Purnama (right) participated in a Mini Studio session with the theme “Car and Motorcycle Financing Trends in 2024” at BCA Expoversary 2024 on Friday (1/3). On this occasion, both believed that the trend of vehicle loans in Indonesia is still bright and optimistic that it will continue to grow amid challenging global economic conditions.

About PT Bank Central Asia Tbk (as of 31 December 2023)

BCA is one of the leading commercial banks in Indonesia with the core business of transaction banking. BCA also offers a full range of financial services in consumer, SME, commercial and corporate segments. As of December 2023, BCA has the privilege of serving more than 38 million customer accounts, processing around 82 million of daily transactions through a network of 1,258 branches; 19,047 ATMs as well as the 24-hour internet & mobile banking systems; supported by 24/7 Halo BCA contact center. BCA’s presence is complemented by a number of subsidiaries focusing on vehicle financing, sharia banking, securities, general and life insurance, digital bank, remittance as well as venture capital business. BCA is committed to building lasting relationship with customers, putting people first, and making positive impact on society at large. With around 27,000 employees, BCA's vision is to be the bank of choice and a major pillar of the Indonesia economy.


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