10 Jun 2024 | Edukatips

Enjoy Convenient Overseas Transactions with BCA Paylater

Paylater BCA is now compatible with QR Payment transactions for cross-border QR in three ASEAN countries: Singapore, Malaysia, and Thailand. This means that tourists and business travelers who frequently travel to these countries can easily make payments using QR scans with the QRIS feature on myBCA and use BCA Paylater as the funding source.

Paylater BCA for Cross-Border QR Transactions

As a digital payment service, Paylater BCA enables advance purchases with deferred payment based on your chosen tenor. This system offers flexibility in managing expenses.

Some of the benefits of using Paylater BCA include ease of making transactions, flexible financial management, and low installment interest, starting from 0%.

How to Use Paylater BCA for Cross-Border Transactions

To use BCA Paylater for Cross-Border QR transactions, make sure you have the myBCA application and have applied for BCA Paylater. Go here to see the method.

Here’s how you can use it:

  • Open the myBCA app
  • Select the QRIS feature
  • Scan the QR code available at the merchant to make a payment (applies to QR payment only, not QR Transfer)
  • Select the Paylater BCA fund source to make a transaction
  • Confirm the transaction amount, choose the payment tenor*, and click Next
    *) 0% interest for tenors of 1 and 3 months
    *) installment interest of 1.25% for tenors of 6 and 12 months
    *) Special interest promo until 30 September 2024
  • Review the transaction details and click Next if correct
  • Confirm the transaction by entering your PIN
  • Transaction completed

Easy, isn’t it? Just remember to make payments and pay off the installments before the due date!

Paylater BCA can be a practical solution for shopping without waiting for payday. You can buy now and pay later for various needs, from daily shopping to purchasing electronic devices or making transactions abroad.

Download myBCA from the App Store or Play Store now to access Paylater BCA and other features!