05 Jun 2024 | Edukatips

How to Open a BCA Bank Account Online via myBCA

If you want to open a savings account but don’t have the time to visit the nearest bank branch, opening an online savings account could be the solution. This process not only saves time and effort but also offers various conveniences and benefits that may not be widely known.

Here are some tips and guidelines for opening an online savings account, as well as the various benefits you can enjoy.

Tips for Opening an Online Savings Account

There are several important things you need to pay attention to so you don't choose the wrong bank where you will open an online savings account. Check out the tips below:

1. Ease of Access and Financial Management

Look for banking applications that are user-friendly and accessible via smartphones and desktops. Complete features to support various transactions – such as transfers, opening deposits, bill payments, and investment opportunities – can be immensely beneficial. 

2. Responsive Customer Service

When considering online savings account options, it is essential to prioritize responsive customer service. Timely and effective support becomes invaluable when encountering issues or seeking guidance. Look for a bank that offers multiple communication channels, such as live chat, phone, and email, that are available 24/7.

3. Understand the Type of Savings to Choose

Banks offer different types of savings, each with distinct characteristics and benefits. Choose the type that best suits your needs and financial goals. If you want more flexibility in transactions, savings with platinum card types usually have a larger transaction limit.

Key Benefits of Opening an Online Savings Account

If you are busy and don’t have time to visit a bank, opening a savings account online has many advantages. Here are a few:

1. Accessible Anytime, Anywhere

Opening an online savings doesn’t require a physical visit to the bank. All processes, from registration to verification, are done online. This flexibility allows you to open an account from the comfort of your home or while traveling, making it an efficient and practical solution.

2. Fast and Easy Process

The process of opening an online savings account is usually quick and easy. It involves filling out a form, uploading the required documents, and completing online identity verification. Digital verification technology ensures data security and legitimacy, contributing to a faster and more convenient account opening process. 

How to Open a BCA Account Online via myBCA

If you are interested in opening a savings account at BCA, the process is now available online through myBCA. This platform is designed to facilitate the swift and efficient opening of accounts for prospective customers, at anytime and anywhere.

Here are the steps to open a BCA account online through myBCA:

  1. Download the myBCA app on the App Store or Play Store and select Open an Account & Create a BCA ID now.
  2. Register your BCA ID by filling in your email address, password, and mobile number. Then, verify the registered mobile number and activate the BCA ID by verifying the email.
  3. Choose the required savings products and card types.
  4. Upload necessary supporting documents and fill in personal information
  5. Select a branch office for account opening and prepare for a video call with Halo BCA customer service.
  6. After the verification video call, you will receive a notification confirming the successful account opening. After that, make an initial deposit and create a myBCA Transaction PIN to start using the myBCA app.

Terms of Opening a BCA Account Online

Before initiating the online account opening process, ensure you have the following:

  • Identity Card (KTP) or Passport
  • Taxpayer Identification Number (NPWP), if any
  • Minimum age of 17 years
  • Active phone number and email

Open an online account on myBCA and enjoy the benefits of online banking. Everything can be done more conveniently and quickly through the myBCA app. Let’s download myBCA now.