BCA - KKB Refinancing

KKB Refinancing

Financing solution alternative using BPKB as a guarantee for various needs of funding.

Benefits

Important Information

Requirements

Indonesian citizens
Permanent Employees/Entrepreneurs/Professionals/Companies
Minimum 2 years employment (permanent)
Minimum age 21 years or married
Maximum age of 64 years when the credit ends
The vehicle must be insured through KKB BCA
Comprehensive insurance for the first year and at least TLO for the following year (except TLO commercial vehicles during the credit period)
Payment via auto debit

Document Requirements

Photocopy of current/savings account for the last 3 months
Photocopy of NPWP
Photocopy of SIUP
Photocopy of TDP
Photocopy of Deed of Establishment and Amendment, Ratification Deed of the Minister of Finance
Photocopy of Residence Statement
Photocopy of Financial Statements for the last 2 years
Complete Management KTP
Photocopy of STNK and BPKB (For Refinancing)

Note :

If late payment of installments occured, fine will apply as stated in the Financing Agreement that has been signed by the Consumer

Fees, Limits, and Rates

Notes:

- Valid from: February 1, 2024

Pure Down Payment and Provision

Condition	Pure Down Payment	Provision (IDR)
Used Car / Refinancing	20%	1%

Especially for Priority / Solitaire / Productive Credit Debtors, used car/refinancing, the provision is IDR750,000

Valid from: February 1, 2024

Get the Product

KKB Refinancing