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Cicilan BCA

Convert Your Purchases into Cicilan BCA

Cicilan BCA

About

Convert all transactions into Cicilan BCA transactions, with a very competitive interest and installment period that can be tailored to your needs.

Convert Your Purchases into Cicilan BCA

  • At all merchants with Cicilan BCA sign
  • Type cicilan, send SMS to 69888
  • Via BCA mobile (m-Info menu then Access Transaksi dan Tagihan)
    • Make sure the financial transactions in BCA mobile is activated at BCA Branch Office 
    •  Make sure Kartu Kredit BCA is connected with BCA mobile at “m-Admin” menu)
  • Contact Halo BCA 1500888 & Fill the form here

Cicilan BCA for Overseas Transactions

BCA Card

  • Installment tenors of 3, 6 and 12 months
  • Minimum transaction of IDR 500,000
  • Only valid for EDC transactions at participating merchants in Singapore

BCA Visa Black/Mastercard Black /JCB Black

  • Installment tenors of 3, 6 and 12 months
  • Minimum transaction of IDR 3,000,000
  • Only valid for EDC transactions at all overseas merchants

BCA Visa/Mastercard

  • Installment tenors of 3 and 6 months
  • Minimum transaction of IDR 3,000,000
  • Only valid for EDC transactions at all overseas merchants

BCA American Express Platinum

  • Installment tenors of 3, 6, 12, 18 and 24 months
  • Minimum transaction of IDR 3,000,000
  • Only valid for EDC transactions at all overseas merchants
  • Program period valid until 31 December 2021

BCA UnionPay

  • Installment tenors of 3 and 6 months
  • Minimum transaction of IDR 1,000,000
  • Only valid for EDC transactions at all overseas merchants

Terms and Conditions:

  • Transactions that can be converted are transactions performed overseas during the period of until 31 January 2022 (except BCA American Express Platinum)
  • Valid for transactions that have been posted at BCA Credit Card system
  • Valid for transactions that are not yet due
  • Submission for conversion of Overseas Transactions into 0% Cicilan BCA can be made through:
    1. SMS “Cicilan” to 69888
    2. Contact Halo BCA at 1500888 

Cicilan BCA with Low Interest

INTEREST

TENOR

TYPE OF BCA CREDIT CARD

0.5%/Month

12 months

BCA Everyday Card

0.75%/Month

12 months

All types of BCA Credit Card
(except BCA Everyday Card)

15, 18, 21, 24 and 36 months

All types of BCA Credit Card

1.25%/Month

3, 6 and 9 Month

All types of BCA Credit Card

Terms and Conditions:

  • Transactions that can be converted are all BCA Credit Card transactions during the period of until 28 February 2022.
  • Valid for a minimum transaction of IDR 500,000.
  • No admin or provision fees
  • Valid for transactions that have been recorded at BCA Credit Card database system
  • Valid for transactions that are not yet due
  • Terms for 36-month Low Interest BCA Installment:
    • Performed manually by request (non-EDC).
    • Valid for a minimum transaction of IDR 500,000
  • Submission for conversion of Low Interest Cicilan BCA into 0% Cicilan BCA can be made through:
    • SMS “Cicilan” to 69888
    • Contact Halo BCA at 1500888
    • Via BCA mobile

Cicilan BCA - Education

Mechanism:

Tenor

Interest

3 months

0% /month

6, 12 and 15 months

0,5% /month

Terms and Conditions:

  • Program Period until 31 August 2021.
  • Valid for a minimum transaction of IDR 500,000 (no maximum transaction if the credit limit is sufficient)
  • Valid for all types of BCA Credit Cards
  • Valid for partnered schools/universities, see more
  • Submission for conversion of Cicilan BCA for Education transactions into 0% Cicilan BCA can be made through:

1. School/University that have partnered with BCA

2. SMS “Cicilan” to 69888

3. Contact Halo BCA at 1500888

Cicilan BCA - Hospital

Mechanism:

Tenor

Interest

Mechanism

3 months

0% /month

Minimum transaction of IDR 3,000,000

6, 12 and 15 months

0,75% /month

Minimum transaction of IDR 500,000

Terms and Conditions:

  • Program Period until 31 March 2022.
  • Valid for all types of BCA Credit Cards
  • Valid for Indonesian hospitals, with transaction descriptions containing the words "Rumah Sakit" or "RS" or "Hospital"
  • Submission for conversion of Cicilan BCA for Hospital transactions into 0% Cicilan BCA can be made through:
    • SMS “Cicilan” to 69888
    • Contact Halo BCA at 1500888

Terms for Installment Cancellation

  • Early Cancellation of Installment transactions will be subject to a penalty fee of IDR 100,000 per transaction.
  • Cancellation of Special Installment transactions for the Free Installment Promo will be subject to a penalty fee of 100,000 + the entire remaining installment bill + the amount of the free installment promo.

Become an Installment Merchant

To participate as a Cicilan BCA merchant, merchants can send an email to: layanan_fdm@bca.co.id, by attaching the Installment Program Submission Data.

FEES AND LIMIT

Simulation of Monthly Installment Calculation

Installment interest of 1.25% for tenors of 3, 6 & 9 months valid from 19 March 2012

Transaction Value

Period

3-Month Tenor 1.25%

6-Month Tenor 1.25%

9-Month Tenor 1.25%

500,000

172,917

89,583

61,806

1,000,000

345,833

179,167

123,611

2,000,000

691,667

358,333

247,222

3,000,000

1,037,500

537,500

370,833

5,000,000

1,729,167

859,833

618,056

 

Monthly Installment Calculation

Price of goods + (price of goods x interest x period)
Period

E-mail
Send an e-mail to become a Cicilan BCA merchant
SMS
Type “cicilan” and send SMS to 69888
BCA mobile
Convert your purchases to Cicilan BCA with BCA mobile
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Register for Cicilan BCA Service