Back to Retirement

Proteksi Retirement Maksima

Pension Fund up to 30 Years

Why Should You Have RetirePlan?

Pension Fund

Up to 130% Sum Insured per year

Maturity Benefits

Guaranteed up to 500% Sum Insured

Flexible Payment

Premium paying term of 5, 10, 15, or 20 years

Proteksi Retirement Maksima

Proteksi Retirement Maksima

Important Information Fees Get the Product Additional Insurance FAQ

Important Information

Insurance Benefits

  • Guaranteed cash payment benefits with detail as follows
    Entry Age of the Insured (Year)
    Premium Paying Term (Year)
    5 10 15 20
    Guaranteed Annual Benefit paying term (year) 15 20 25 30
    Period (year) 20 30 40 50
  • Additional benefits not guaranteed (if any) in the form of annual bonus and maturity bonus
  • Maturity benefits if the Insured is still alive at the end of the specified period & the policy stays in effect
  • Death benefits
  • A waiver of premium benefit is the Insured suffered from Total and Permanent Disability 

Risks and Exclusions


The product contains risks, including but not limited to, credit risks and policy cancellation risks.


Death benefits will not be paid if the Insured passes away due to, among others, HIV, insurance crimes, self-inflicted injuries, or suicide.

See brochure for full risks and exclusions

Terms and Conditions

  • Age of the Insured: 18 -70 years old (nearest birthday)
  • Age of the Policyholder: 18-70 years old


You can check the complete information about this product via brochure


BCA and AIA licensed and supervised by Otoritas Jasa Keuangan.

The product is an insurance product of PT AIA Financial (AIA) and is not a product of BCA. BCA shall not be responsible for such insurance products


Insurance Fees

  • This charge is deducted from your premium. The premium depends on the age of the Insured, the Sum Insured, and premium paying term

Get the Product

Fitur Webform
Leave Contact Feature on WELMA
Click the "I AM INTERESTED" button on product information details
AIA Bancassurance Consultant
Visit the nearest BCA branch office

Additional Insurance

Payor Benefit Rider
Waive the premium payment if the Policyholder passes away or suffers from Total and Permanent Disability


How long is the Free Look Period?

14 calendar days since the Policy is received by the Policyholder

What is the minimum premium for RetirePlan?

Rp24 million/year or USD3,600/year

How long is the RetirePlan Period?

Entry Age of the Insured (Year)
Premium Paying Term (Year)
5 10 15 20
18-45 v v v v
46-50 v v v  
51-55 v v    
56-70 v      
Guaranteed Annual Benefit paying term (year) 15 20 25 30
Period (year) 20 30 40 50

RetirePlan tersedia dalam mata uang apa saja?