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Proteksi Penyakit Kritis Maksima

Critical illness protection for up to 99 years

Why should You Have PRIMA?

Protection for Up to 99 Years

Critical Illness Protection for Up to 99 Years

Flexible Payment

Premium paying term of 10 or 20 years

Protection Against 60 Critical Illnesses

Penyakit Kritis Maksima

Proteksi Penyakit Kritis Maksima

Important Information

Insurance Benefits

  • Protection benefits for 60 Major Critical Illnesses of 100% of Sum Insured
  • Angioplasty Surgery Benefit of 25% of Sum Insured (maximum of Rp250 million)
  • Death benefit or Maturity benefit of 100% of Sum Insured
  • Optional: Rider Benefits in the form of protection against 58 Minor Critical Illnesses of 25% of Sum Insured
  • Additional Benefit of 100% of Sum Insured in the event of Death Due to an Accident

Risk and Exclusions


The product contains risks, including but not limited to, credit risks and policy cancellation risks.


Death benefits will not be paid if the Insured passes away due to, among others, HIV, insurance crimes, self-inflicted injuries, or suicide.

See brochure for full risks and exclusions

Terms and Conditions

  • Age of the Insured: 1 month - 60 years old
  • Age of the Policyholder: at least 18 years old


BCA and partner insurance companies are registered with and overseen by the OJK.

The product is an insurance product of PT AIA Financial (AIA) and is not a product of BCA. BCA shall not be responsible for such insurance products.


This charge is deducted from your premium. The premium depends on the age of the Insured, the Sum Insured, and premium paying term.

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How long is the Free Look Period?

14 calendar days since the Policy is received by the Policyholder

How long is the Waiting Period for Insurance Benefits?

90 days from the effective date or reinstatement date of the Policy

How much is PRIMA Sum Insured?

Minimum Rp100 million

How long is the PRIMA Paying Term?

Entry Age of the Insured Premium Paying Term
1 month - 55 years old 10 or 20 years
> 55 - 60 years old 10 years