About

BCA Life BCA Life Perlindungan Kritis Optima is a health insurance product with Critical Illness Diagnosis Benefits and Death Benefits as well as an additional No Claim Bonus benefits. BCA Life Perlindungan Kritis Optima offers a premium paying term of 8 (eight) years with a coverage period of 10 (ten) years. This product is offered at low-cost premiums through telemarketing channels.

Advantages

1. A standalone financial guarantee against critical illness diagnosis.
2. Provides comfort and security, unburden your mind from medical bills for in-hospital treatment due to critical illness.
3. Protection against the risk of death that can occur anytime, anywhere.

Key Benefits

1. Critical Illness Diagnosis Benefits as follows:
1. Early and Intermediate Stages of Critical Illness Diagnosis 
2. Terminal Stage of Critical Illness Diagnosis 
3. Compensation benefits 
2. Death Benefits due to natural causes or accidents 
3. No Claim Bonus benefits of 50% (fifty percent) of the total paid premiums at the end of the 10th (tenth) policy year, in which the Policy is still in force and claim-free.

Privileges

1. Protection against Critical Illnesses

   BCA Life Perlindungan Kritis Optima provides protection against Early, Intermediate, and Terminal Stages of Critical Illnesses. It also provides monetary compensation (only for diagnosis of terminal critical illness) to ease the burden of medical expenses.

2. Affordable And Easy Premium Payment

   Low-cost premiums starting from Rp127,000 per month, which can be paid monthly or yearly, automatically debited from a BCA savings account or BCA Credit Card.

3. Attractive Premium Program: Pay 8 Years Free 2 Years of Protection

   Simply pay premiums for 8 years and you will get coverage for 10 years from BCA Life.

Disclaimer

• BCA Life Perlindungan Kritis Optima is an Insurance Product marketed specifically in collaboration between PT Asuransi Jiwa BCA (BCA Life) and PT Bank Central Asia Tbk (BCA)
• The Insurance Product is not a product and responsibility of the Bank, thus is not included in the guarantee program, and the Bank shall not be responsible for any information issued by BCA Life
• PT Asuransi Jiwa BCA and PT Bank Central Asia Tbk are registered with and overseen by the OJK