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Pru Accident Shield

PRU Accident Shield

About

PRU Accident Shield is an insurance product that offers the benefits of Sum Assured in case of death, total or partial permanent disability, complex fractures, and burns due to an accident, with accompanying Return of Premium Benefits.


Key Benefits

  • Death Due to Natural Causes Benefits
  • Death Due to an Accident Benefits
  • Total or Partial Permanent Disability, Complex Fractures, and Burns Due to an Accident
  • Return of Premiums after the 5th Policy Year (20%), the 10th Policy Year (35%), and the 15th Policy Year (65%)
  • Return of Premiums after the 5th Policy Year (20%), the 10th Policy Year (35%), and the 15th Policy Year (65%) of the total premium paid by Policyholder at the end of the xx month (if the Insured is still alive and continues to pay the premium until the end of the xx month)

Other Terms

Terms and Conditions

Entry Age: 21 – 55 years old
Payment: monthly auto-debit via BCA Credit Card
Coverage Period: 15 years


Premium Table


Plan A

Plan B

Plan C

Plan D

Monthly Premium

295.000 367.000 382.000 416.667

Benefit Table


Plan A

Plan B

Plan C

Plan D

Sum Insured

100.000.000 200.000.000 300.000.000 450.000.000

Benefit Table

End of the Policy Year-

Return

5

20%

10

35%

15

65%

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