Up to millions of Rupiah per day
Per diem reimbursement for inpatient stays of up to Rp600,000/day, Intensive Care stays of up to Rp1,200,000/day (maximum of 30 days/year)
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Daily expenses for inpatient care, intensive care units, and premium refunds
Premium starts around Rp100,000 per month
BCA Credit Card monthly/annual automatic payments
Information and insurance claim via Halo BCA 1500888
Per diem reimbursement for inpatient stays of up to Rp600,000/day, Intensive Care stays of up to Rp1,200,000/day (maximum of 30 days/year)
Premium refunds up to 200% for Death Benefit
100% return of premiums paid at the 10th policy year
| Type of Benefits | Cash Reimbursement for Daily Hospitalization Benefit per Day | ||||
|---|---|---|---|---|---|
| Type of Plan | Plan A | Plan B | Plan C | Plan D | Plan E |
| Compensation | 200.000 | 300.000 | 400.000 | 500.000 | 600.000 |
| Type of Benefits | Cash Reimbursement for Daily Intensive Care Stay per Day (maximum of 30 Days per year) | ||||
|---|---|---|---|---|---|
| Type of Plan | Plan A | Plan B | Plan C | Plan D | Plan E |
| Compensation | 400.000 | 600.000 | 800.000 | 1.000.000 | 1.200.000 |
| Type of Benefits | Death Benefit Due to Accidents | ||||
|---|---|---|---|---|---|
| Type of Plan | Plan A | Plan B | Plan C | Plan D | Plan E |
| Compensation | 200% of Premiums paid since the Effective Date | ||||
| Type of Benefits | Death Benefit Due to Illnesses | ||||
|---|---|---|---|---|---|
| Type of Plan | Plan A | Plan B | Plan C | Plan D | Plan E |
| Compensation | 100% of premiums paid since the Effective Date | ||||
| Type of Benefits | Return of Premium Benefit at the end of 10th Policy Year (if the Policy is still in force, whether claims for Hospitalization Benefits are raised or not) | ||||
|---|---|---|---|---|---|
| Type of Plan | Plan A | Plan B | Plan C | Plan D | Plan E |
| Compensation | 100% of Premiums paid since the Effective Date | ||||
| Plan | Plan A | Plan B | Plan C | Plan D | Plan E |
|---|---|---|---|---|---|
| Entry Age of the Insured | Premium | ||||
| 6 months - 16 years old | 109,000 | 164,000 | 218,000 | 273,000 | 328,000 |
| 17 - 23 years old | 119,000 | 178,000 | 238,000 | 297,000 | 356,000 |
| 24 - 39 years old | 148,000 | 221,000 | 295,000 | 369,000 | 443,000 |
| 40 - 44 years old | 160,000 | 241,000 | 321,000 | 401,000 | 481,000 |
| 45 - 49 years old | 193,000 | 289,000 | 385,000 | 481,000 | 578,000 |
| 50 - 54 years old | 219,000 | 328,000 | 438,000 | 547,000 | 657,000 |
| 55 - 59 years old | 271,000 | 406,000 | 542,000 | 677,000 | 813,000 |
| Plan | Plan A | Plan B | Plan C | Plan D | Plan E |
|---|---|---|---|---|---|
| Entry Age of the Insured | Premium | ||||
| 6 months - 16 years old | 103,000 | 155,000 | 206,000 | 258,000 | 310,000 |
| 17 - 23 years old | 122,000 | 183,000 | 245,000 | 305,000 | 366,000 |
| 24 - 39 years old | 173,000 | 258,000 | 345,000 | 432,000 | 518,000 |
| 40 - 44 years old | 187,000 | 282,000 | 375,000 | 469,000 | 563,000 |
| 45 - 49 years old | 203,000 | 305,000 | 406,000 | 507,000 | 609,000 |
| 50 - 54 years old | 233,000 | 349,000 | 466,000 | 582,000 | 699,000 |
| 55 - 59 years old | 293,000 | 439,000 | 586,000 | 732,000 | 879,000 |
Some frequently asked questions about BCA Life Hospital 100% Refundable
The program will be canceled and no return or premium is made
There is no outpatient benefit, only hospitalizations are covered
If the program is canceled halfway through, the benefits will be canceled and no return of premiums will be made.
If you are diagnosed with Covid-19 and need treatment at the hospital, you will be covered by this policy with insurance benefits as provided by such a product and according to the plan you chose.
Yes, there is a waiting period, which is 30 calendar days from the Effective Date for claims for Hospitalization due to Illnesses (other than the Pre-Existing Conditions), and 6 months from the Effective Date for claims for Hospitalization due to Pre-Existing Conditions listed in full in the Policy.
The insurance benefits provided are reimbursement of daily expenses for inpatient and intensive care unit stays, the amount of which is in accordance with the plan taken. Reimbursement for medicines and doctor fees are not included in this product.
No, it cannot.
The auto debit will recur on the 25th every month
