Jakarta, 30 July 2026 – PT Bank Central Asia Tbk (BCA) continues to strengthen their commitment to empowering the Small and Medium Enterprises (SME) by hosting BCA UMKM Fest 2026. Approaching the yearly event, BCA is also bringing special credit interest rates for SME owners which comes into effect on 1 July 2026 until January 2027.
This special financing option is titled Kredit Multiguna Usaha (KMU) Hari UMKM 2026. This program offers interest rates starting at 5.81% eff p.a. as well as longer terms of credit for SMEs, hence bringing lighter installments for business owners.
BCA Vice President Director John Kosasih said, "This financing program will hopefully be able to help SME owners acquire access to more accessible capital so that they are able to increase production capacity, widen business networks, invest, as well as create new job opportunities. Continual financing support has also become part of BCA's commitment to push the national economic sector through the strengthening of the SME sector."
Aside from KMU Hari UMKM 2026, BCA also has the Kredit Multiguna Usaha MerDeKa (Material, Developer, dan Kontraktor) which is geared towards potential debtors in the property, construction, and building materials sector. This product will hopefully be able to create a multiplicative effect in the creation of local jobs and the acceleration of economic growth in the real and housing sector.
This step completes the many inclusive financing solutions that BCA offers, including transactions and business development for SMEs. In particular, BCA has pushed for the development of SMEs through BCA UMKM Fest 2026, which will be hybridly held on 1 August - 20 September 2026 (online) and on 20-23 August 2026 (offline) in Indonesia Arena, Senayan, Jakarta. This event will hopefully be an opportunity for business owners to widen market access, receive education, as well as access to financing.
"BCA hopes that the presence of various financing solutions can answer the needs of business owners in various sectors. We believe, optimal support for SME owners will be able to contribute on a much larger scale towards the national economy and create more local jobs to push inclusive economic growth," said John Kosasih.
BCA's loan disbursement to the SME sector touched Rp134.6 trillion or a growth of 6% YoY as of semester I 2026. BCA's support towards SMEs has also manifested in a comprehensive approach based on 3 pillars, which are strengthening financing, mentoring, and transaction.
BCA has not only opened access to affordable capital, but also brought up business education and widening markets through initiatives such as BCA Bangga Lokal, BCA UMKM Fest, Sertifikasi Halal UMKM, and UMKM Go Export. This ease is further complemented by the efficiency of QRIS-based digital payment systems, the Merchant BCA application, and myBCA services. The integration of the whole ecosystem is here so that Indonesian SMEs can transform, level up, and strengthen their competitiveness continuously, both in the domestic and global market.
Picture Information 1:
BCA Brings Special Credit Interest Rate for SMEs – Leading up to BCA UMKM Fest 2026, PT Bank Central Asia Tbk (BCA) brings special credit interest rates for SME owners starting from 1 July 2026 to January 2027. This special financing option is titled Kredit Multiguna Usaha (KMU) Hari UMKM 2026. This program offers interest rates starting at 5.81% eff p.a. as well as longer terms of credit for SMEs.
Picture Information 2:
BCA's Continuous Support for SMEs – The atmosphere of Pojok UMKM BCA at KCU Padang which has become a vehicle for promoting local products. BCA is committed to increasing SMEs' market access and capacity through several initiatives, such as BCA Bangga Lokal, BCA UMKM Fest, Halal Certification, and UMKM Go Export. This ease is further complemented by an integrated QRIS-based digital payment system, the Merchant BCA application, as well as the myBCA service.
Picture Information 3:
BCA UMKM Fest 2026 Ready to be Held Hybrid – The atmosphere of UMKM Fest 2025 which was joined by thousands of SMEs and business owners. BCA UMKM Fest this year will be held hybrid starting from 1 August - 20 September 2026 (online) and on 20-23 August 2026 (offline) at Indonesia Arena, Senayan, Jakarta. This event will hopefully be a vessel for business owners to widen market access, receive education, as well as access to financing.
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About PT Bank Central Asia Tbk (as of 30 June 2026)
BCA is one of the leading banks in Indonesia focusing on transaction banking as well as providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. At the end of June 2026, BCA served 42 million customer accounts and processed more than 124 million transactions daily, supported by 1.272 branch offices, 20.374 ATMs, as well as 24-hour internet & mobile banking services and Halo BCA contact center. BCA's presence is supported by several subsidiaries focusing on vehicle financing, Syariah banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on the wider community. With more than 27.600 employees, BCA's vision is to be the bank of choice and the mainstay of society, serving as an essential pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR
Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
