Jakarta, 28 July 2026 – PT Bank Central Asia Tbk (IDX:BBCA) and its subsidiaries continued to maintain prudent loan disbursement across various sectors, reflecting the company’s commitment to supporting the national economy. BCA's total loans as of the first half of 2026 grew 8% YoY, surpassin IDR1,000 trillion for the first time to reac IDR1,036 trillion. The achievement was supported by a strong deposit franchise, with current and savings account (CASA) balances rising 10.2% YoY t IDR1,082 trillion. Total third-party funds increased 7.9% YoY t IDR1,284 trillion, with CASA contributing around 84.3% of BCA’s total third-party funds, while the Cost of Funds (CoF) remained well managed.
“BCA is grateful for the continued trust of our loyal customers over the years, which has enabled us to keep growing and delivering the best service. BCA’s performance in the first half of 2026 was supported by various factors, including BCA Expoversary 2026 and productive loan disbursement across multiple sectors. We remain committed to ensuring that our lending activities are carried out prudently, while taking into account the company's liquidity conditions,” said Hendra Lembong, President Director of BCA.
BCA's loan growth was supported by productive financing o IDR802 trillion, up 11% YoY. This included corporate loans, which rose 13.6% YoY t IDR513.4 trillion, as well as commercial and SME loans, which increased 6.6% YoY t IDR288.5 trillion. Asset quality remained sound, with the loan at risk (LAR) ratio and non-performing loan (NPL) ratio maintained at 4.9% and 1.9%, respectively. In the first half of 2026, BCA and its subsidiaries recorded a net profit o IDR29.5 trillion.
BCA's green financing grew 19% YoY t IDR123 trillion, driven by key contributions from the New and Renewable Energy sector, which rose 82% YoY t IDR7.7 trillion. In addition, electric vehicle financing increased 25% YoY t IDR4 trillion.
BCA continues to drive innovation and developments through myBCA, enabling customers to open securities accounts and BCA Sekuritas Investor Fund Accounts (RDN), apply for new or supplementary credit cards, and purchase flight tickets via tiket.com, complementing the existing train and ferry ticket features. These enhancements have supported growth in transaction volumes. As of June 2026, BCA's non-interest income reache IDR13.2 trillion, up 11% YoY.
BCA retained its position as Indonesia’s best bank according to Forbes, reaffirming the company's commitment to excellent customer service. The company also received four awards from Indonesia’s Ministry of Finance for its role as a Distribution Partner and Primary Dealer for Government Debt Securities (SUN). On human capital, BCA earned the HR Asia Best Companies to Work for in Asia, the HR Asia Tech Empowerment Award 2026, and the LinkedIn Talent Awards 2025 for Best Employer Branding among large enterprises.
Through Bakti BCA, BCA runs a range of Corporate Shared Value (CSV) programs, one of which is Genera-Z Berbakti, which facilitated four university teams to serve in Bakti BCA's fostered villages. Genera-Z Berbakti documentation can be viewed on Solusi BCA's official YouTube channel. In education, Bakti BCA conducted fun mathematics training using the GASING method (Easy, Fun, and Enjoyable) to support the recovery of disaster-affected communities, particularly students and teachers in Aceh Tamiang. BCA’s Berbagi Ilmu continues to be held across various universities, bringing BCA leaders to share knowledge directly with students. In healthcare, Bakti BCA participated in providing information, early detection, and distributing preeclampsia early detection kits to Cisompet Community Health Center (Puskesmas) in Garut, West Java. On the cultural aspect, Bakti BCA collaborated with the Indonesian Natural Dye Association (WARLAMI) to showcase woven products made with natural dyes at the Tenun Exhibition held at Indonesia House Amsterdam (IHA) in the Netherlands. Lastly, in the tourism sector, BCA invited tourism industry players from Singapore and Malaysia to visit one of Bakti BCA's fostered villages, Bukit Peramun, Belitung, through a familiarization trip.
Picture Information 1 & 2:
Loans Surpasse IDR1,000 Trillion for the First Time, BCA Records Solid Performance in the First Half 2026 — BCA President Commissioner Jahja Setiaatmadja (seventh from right), BCA Independent Commissioner Sumantri Slamet (fourth from right), BCA President Director Hendra Lembong (sixth from left), BCA Deputy President Director Armand W. Hartono (seventh from left), BCA Deputy President Director John Kosasih (fifth from left), BCA Director Subur Tan (third from right), BCA Director Lianawaty Suwono (sixth from right), BCA Director Santoso (second from left), BCA Director Vera Eve Lim (fourth from left), BCA Director Haryanto T. Budiman (second from right), BCA Director Frengky Chandra Kusuma (fifth from right), BCA Director Antonius Widodo Mulyono (third from left), BCA Director Hendra Tanumihardja (far left), and BCA Director David Formula (far right) in BCA's Performance Report for the First Half of 2026, Tuesday (28/7). BCA's loans disbursement as of June 2026 grew 8% year-on-year, surpassin IDR1,000 trillion for the first time.
Picture Information 3 & 4:
Strengthening Social Impact, BCA Presents Sustainable Contributions through Bakti BCA — BCA EVP Corporate Communication & Social Responsibility Hera F. Haryn (left) and BCA Corporate Secretary Rudy Budiardjo (right) pose for a photo together at the BCA Performance Presentation for the First Half 2026, Tuesday (28/7). Under the Bakti BCA umbrella, the company presents corporate shared value (CSV) programs, including the Genera-Z Berbakti program for students, fun math training using the GASING method in Aceh Tamiang, and the distribution of preeclampsia early detection kits in Garut. In the field of culture and tourism, Bakti BCA brought natural dye woven products to the Tenun Exhibition in Amsterdam, the Netherlands, and held a familiarization trip for international tourism industry players to the Bakti BCA Village in Bukit Peramun, Belitung.
***
About PT Bank Central Asia Tbk (as of 30 June 2026)
BCA is one of the leading banks in Indonesia focusing on transaction banking as well as providing credit facilities and financial solutions for corporate, commercial, SME, and consumer segments. At the end of June 2026, BCA served 42 million customer accounts and processed more than 124 million transactions daily, supported by 1.272 branch offices, 20.374 ATMs, as well as 24-hour internet & mobile banking services and Halo BCA contact center. BCA's presence is supported by several subsidiaries focusing on vehicle financing, Syariah banking, securities, general and life insurance, digital banking, and venture capital. BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on the wider community. With more than 27.600 employees, BCA's vision is to be the bank of choice and the mainstay of society, serving as an essential pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
