Jakarta, February 23, 2023 - As it enters its 66th year, PT Bank Central Asia Tbk (BCA) continues to innovate in order to provide the best banking services for its loyal customers. Held at ICE BSD Tangerang, BCA Expoversary 2023 returns to showcase a variety of flagship products and various best promotions. BCA Expoversary 2023 presents various credit features that can be customized to the diverse financial characteristics of customers, ranging from the needs of young generations to more mature generations.
BCA Expoversary 2023 presents 30 renowned developers with 170 projects throughout Indonesia. Some of the well-known developers include Summarecon Group, Ciputra Group, Alam Sutra, Pondok Indah, Trinity Land, Sinar Mas Land, Resor Dago Pakar, Jimbaran Hijau, and others. To enliven the event, BCA offers various special interest rate programs with varying tenors and the lowest KPR interest rate of 2.66% eff.p.a fixed for 1 year. One of the most attractive promotional programs for the needs of Generation Z and Millennials is the choice of tiered interest rates. This KPR interest rate option is believed to be suitable for young adults who are building their careers.
BCA’s EVP Consumer Loan Welly Yandoko stated, "We know that Bank Indonesia has raised interest rates several times. However, BCA remains consistent. In fact, BCA can still lower interest rates to 2.66% fixed for 1 year. Not only that, we also have various interest rate features for 1 year, 3 years with 3.66%, 4 years with 4.66%, and so on. It doesn't stop there because for various KPR segments, we have tiered fixed interest rates. Only BCA can provide many attractive interest rate variations."
The benefit of Home Ownership Credit (KPR) is the offer of tiered payments for Millennials and Gen Z in fulfilling their property ownership needs. In addition, Generation X, which is recognized by BPS as the second largest generation after them, also has a high demand for housing. As a step to respond to various KPR segment needs, BCA offers 28 interest rate features and a 25-year tenor that are expected to be a financing solution for customers.
At the same occasion, Welly Yandoko added that the high demand for property ownership does not only come from the younger generation, but also from Generation X. With the addition of new features to BCA's KPR, Welly is optimistic that BCA can meet all of the customers' KPR needs.
Responding to this, Financial Planner & Educator Aliyah Natasya, who attended the KPR discussion at BCA Expoversary 2023, gave tips for Gen Z and Millennials who want to buy a house. The first step is to save and start learning to invest, because in the future it will be difficult to rely on just one source of financial income. Second, take advantage of KPR programs from the government and banks that offer various affordable housing options.
"The first thing that KPR looks at is income. With tiered interest rates, what we need to look at is how to make our income also tiered. I myself honestly started working on a daily basis. Because BI interest rates are still in double digits, I realized that I had to find ways to increase my income," said Aliyah.
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About PT Bank Central Asia Tbk (as of 31 December 2022)
BCA is one of the leading commercial banks in Indonesia with the core business of transaction banking. BCA also offers a full range of financial services in consumer, SME, commercial and corporate segments. As of December 2022, BCA has the privilege of serving nearly 35 million customer accounts, processing around 66 million of daily transactions through a network of 1,247 branches; 18,268 ATMs as well as the 24-hour internet & mobile banking systems; supported by 24/7 Halo BCA contact center. BCA’s presence is complemented by a number of subsidiaries focusing on vehicle financing, sharia banking, securities, general and life insuranc e, digital bank, remittance as well as venture capital business. BCA is committed to building lasting relationship with customers, putting people first, and making a positive impact on society at large. With around 25,000 employees, BCA's vision is to be the bank of choice and a major pillar of the Indonesia economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CSR
Corporate Communication
Address : Jl. MH Thamrin No. 1
Menara BCA Lt. 22
Jakarta Pusat 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
