Package for Parents

Planning savings and children's education from an early age.

• Free term life insurance protection from BCA Life, which is the Term Life Insurance product for customers during the term of the Term Savings.
• No admin fees.

Terms & Conditions:

• Prospective Customers are Indonesian citizens aged at least 12 years and at most 60 years.
• Minimum initial deposit of Rp500,000 in multiples of Rp50,000.
• Filling out and approving the account opening application form.
• Preparing the necessary documents.
• Further information can be found at the following link (connect to the Tahaka BCA website).

Premium Discount for purchasing BCA Insurance products 

Terms & Conditions:

• Applicable to all customers.
• Applicable for specific agreed-upon events (Expo, Wealth Summit, and other events).
• The granting of premium discounts does not require filling out an application form.
• A premium discount applies to the purchase of new policies in 2025 or policy renewals from the purchase of policies in 2024.
• The provision of premium discounts is carried out by deducting the premium paid by the customer directly.
• The program applies to new policies and cannot be combined with other program benefits.

Cashback up to Rp 500 Thousand for Mutual Funds
Terms & Conditions:

• Valid until June 30, 2025
• Applicable for new investors (who have never transacted in Mutual Funds or Bonds at BCA).
• Minimum transaction Rp 500,000,-
• Applicable to Mutual Fund products in IDR currency from certain Investment Managers with quotas, as follows:

  Investment Manager	Quota
  PT Ashmore Asset Management Indonesia	50
  PT Bahana TCW Investment Management	500
  PT Batavia Prosperindo Aset Manajemen	1,200
  PT BNP Paribas Asset Management	50
  PT BRI Manajemen Investasi	50
  PT Eastspring Investments Indonesia	50
  PT Manulife Aset Manajemen Indonesia	50
  PT Panin Asset Management	50
  PT Schroder Investment Management Indonesia	200

• Applicable for first-time investment transactions at BCA (all channels).
• It is mandatory to include the unique code "111" at the end of the nominal amount for every purchase transaction. Example of purchase amount: Rp500.111
• There is a holding period during which there is no redemption (sale) and switching out (transfer out) after the purchase transaction for the first-time traded product, and the allocation of mutual fund units is done after the holding period, with the following details:

  Transaction Month	Holding Date Limit	Estimated Unit Grant Date
  January 2025	30 April 2025	3rd week of May 2025
  February 2025	31 May 2025	3rd week of June 2025
  March 2025	30 June 2025	3rd week of July 2025
  April 2025	31 July 2025	3rd week of August 2025
  May 2025	31 August 2025	3rd week September 2025
  June 2025	30 September 2025	3rd week of October 2025

• This program can be combined with the No Transaction Fee Mutual Fund Program.
• Benefits will be given to investors in the form of mutual fund participation units according to the products transacted in this program.
• The prize cannot be cashed or transferred.
• The tax on gifts received by customers is borne by BCA in accordance with applicable tax regulations.
• The cut-off time for mutual fund transactions follows the applicable policy, specifically for transactions on June 30, 2025, transactions and payments must be completed before 1:00 PM WIB.
• Eligible customers to receive Mutual Fund benefits must comply with all the terms stated above, which are final.

Terms & Conditions:

• Promo Period: Until December 31, 2025
• The program applies to Purchase / Periodic Purchase transactions through the Welma feature in the myBCA App.
• Regarding the stamp duty of Rp10,000 on the Investment Product Transaction Confirmation Letter, it applies to consolidation transactions exceeding Rp10 million, in accordance with Government Regulation Number 3 of 2022.
• Specifically for Periodic Purchase transactions, the following provisions apply:
• Purchase transactions that receive the benefit of no fees are only purchase transactions processed during the program period.
• Purchase transactions after the program period will be subject to the applicable transaction fees at that time.
• For products that have the following minimum transaction fee provisions, they remain applicable according to the product's provisions:
• Manulife Shariah Equity Asia Pacific US Dollar
• Batavia India Sharia Equity USD
• Transaction fees for the Transfer and Redemption of Mutual Funds through the Welma feature in the myBCA Application are in accordance with the applicable regulations in the application.
• Specifically for the purchase of Mutual Funds on December 31, 2025, transactions and payments must be completed before 1:00 PM WIB.

Free annual fee for the first 2 years (only for primary/basic card)

Terms and Conditions:

• Applicable for new Main Card applications.
• Applicable to all types and kinds of BCA credit cards, except BCA AMEX Platinum, BCA Mastercard World, and BCA Singapore Airlines.
• Using the source code:
• CPNSML: for applications through branches
• SML : for online submission
• Valid until December 31, 2025, with a maximum approval until January 31, 2026.

This feature is suitable for customers who like traveling and like transactions using foreign currencies.

Here are the benefits that can be obtained by using Poket Valas at myBCA:

• Saving various forex currencies using one account
• Transfer funds to fellow BCA Accounts in foreign currencies easily
• Cash withdrawals and overseas transactions without exchange rate conversion (1:1) by debiting the source of funds from Poket Valas using a BCA Mastercard Debit Card

Outward Remittance Local Currency Transaction (OR LCT) Promotion Program
100% Telex Fee Cashback if the transaction meets the following criteria: 

• Valid for LCT transactions with MYR, THB, and CNY currency*
• Using Rupiah (IDR) source of funds
• Valid until June 30, 2025, without promotion quota limitation

*) LCT CNY telex fee cashback is only valid for transactions through BCA Branch Offices

Outward Remittance Promotion Program through myBCA
100% Telex Fee Cashback if the transaction meets the following criteria: 

• Valid for forex transfer transaction on myBCA in Full Amount 
• Using Rupiah (IDR) & Poket Valas source of funds
• Use promo code: “ORMYBCA”
• Valid until June 30, 2025, without promotion quota limitation

Easy transaction with 0% interest for installments up to 3 months.

• Limit up to IDR20 million
• Pay with myBCA QRIS scan
• Free monthly and annual administration fees

Benefit: 

• Minimum down payment of 10%.
• Low Fixed Rate starting from 7%.

*Applicable for All BCA Regular Customers and BCA Payroll Customers.

*Applicable for Honda & Yamaha brands