*Update: 02 October 2026
Dear BCA Merchant Partners,
All BCA Merchant Partners using QRIS under the individual micro-enterprise (UMI) category will receive funds (settlement) five times a day. This applies to both Static and Dynamic QRIS transactions.
For more information, please refer to the following settlement schedule:
The settlement batch schedule for Static QRIS is as follows:
|
Transaction Period
|
Batch Settlement
|
|
03.00 – 07.59 WIB
|
08.15 - 09.00 WIB
|
|
08.00 – 11.40 WIB
|
11.55 - 13.00 WIB
|
|
11.41 – 13.59 WIB
|
14.15 - 15.00 WIB
|
|
14.00 – 18.59 WIB
|
19.15 - 20.00 WIB
|
|
19.00 (D-Day) – 02.59 (D+1) WIB
|
03.15 -05.00(D+1)
|
Meanwhile, the fund settlement periods (settlement batches) for Dynamic QRIS are as follows:
|
Transaction Period
|
Batch Settlement
|
|
03.00 – 07.59 WIB
|
08.15 - 09.00 WIB
|
|
08.00 – 11.40 WIB
|
11.55 - 13.00 WIB
|
|
11.41 – 13.59 WIB
|
14.15 - 15.00 WIB
|
|
14.00 – 18.59 WIB
|
19.15 - 20.00 WIB
|
|
19.00 (D-Day) – 02.59 (D+1) WIB
|
03.15 -05.00(D+1) WIB
|
Disbursement (settlement) occurs automatically for Static QRIS transactions. As for Dynamic QRIS transactions, the disbursement is done after making a settlement on the EDC BCA machine.
Disbursement (Multi-settlement)
- Every merchant who uses QRIS and meets the individual micro business (UMI) criteria is eligible for the disbursement (multi settlement) service.
- Disbursement (multi settlement) is the process of disbursing funds to the merchant's account for each Static and Dynamic ( through EDC BCA machines) QRIS payment transaction.
Automatic Disbursement/Settlement Flow
- Customers make transaction through QRIS (Static & Dynamic)
- Merchant process settlement at EDC BCA machine (specifically for Dynamic QRIS)
- Fund are disbursed to the merchant’s account (settlement)
- Funds are then deposited into the merchant’s account
- This settlement/disbursement service applies to every Dynamic & Static QRIS transaction on
- EDC BCA machines
- UMI merchants will automatically receive the multi-settlement/disbursement facility
- Merchants will get 1 report containing D-1 transactions every day
For more information, contact Merchant Solution at 1500788, WhatsApp Bank BCA at 08111500998, X (Twitter) @HaloBCA, webchat www.bca.co.id, or email via halobca@bca.co.id.
