In accordance with Bank Indonesia policy during the unprecedented Covid-19 emergency, starting from May 1, 2020, interest rates, minimum payment deferrals, and late fees for BCA Credit
Cards will be adjusted as follows:
|
Fees & Charges |
Before |
After |
Effective Date |
|
Spending & Cash Withdrawal Interest Rates |
2.25% per month |
2% per month |
1 May 2020 |
|
Minimum Payment Limit |
10% of the total bill or min. of Rp50 thousand plus instalment transactions & arrears (if any) |
5% of the total bill or min. of Rp50 thousand plus instalment transactions & arrears (if any) |
1 May until 31 Dec 2020 |
|
Late Fees |
3% of the total bill or max. of Rp150 thousand |
1% of the total bill or max. of Rp100 thousand |
1 May sd. 31 Dec 2020 |
The adjustments are valid for BCA Card, Smartcash (except Withdrawal Rate), BCA Visa, BCA Mastercard, BCA JCB
Changes to Smartcash Interest Rates
|
Interest Rate |
Before |
Changes as of 1 May 2020 |
|
Shopping (Retail) |
2.25% per month |
2% per month |
|
Cash Advance |
1.8% |
1.8% (no change) |
Changes to Cash Advance Limit
|
Cash Advance Limit |
Before |
Perubahan |
|
Cash Advance |
40% of the limit |
20% of the limit |
Valid for BCA Card, BCA Visa, BCA Mastercard, BCA JCB, BCA Amex
Changes to AMEX Fees and Rates
|
Fees & Rates |
Before |
Changes as of 1 May 2020 |
|
Late Fees |
2.2% of the remaining bill |
2% of the remaining bill |
With these adjustments, we wish to provide you ease of transactions using BCA Credit Cards. For further information, please contact Halo BCA 1500888 or simply mention us at Twitter account @HaloBCA.
