Posted On : 24-04-2020

BCA Credit Card’s Relief: Interest Rates, Minimum Payments Deferrals & Late Fees

*Update : 11 Des 2020

In accordance with Bank Indonesia policy during the unprecedented Covid-19 emergency, starting from May 1, 2020, interest rates, minimum payment deferrals, and late fees for BCA Credit

Cards will be adjusted as follows:

Fees & Charges

Before

After

Effective Date

Spending & Cash Withdrawal Interest Rates

2.25% per month

2% per month

1 May 2020

Minimum Payment Limit

10% of the total bill or min. of Rp50 thousand plus instalment transactions & arrears (if any)

5% of the total bill or min. of Rp50 thousand plus instalment transactions & arrears (if any)

1 May 2020 until 31 Dec 2021

Late Fees

3% of the total bill or max. of Rp150 thousand

1% of the total bill or max. of Rp100 thousand

1 May 2020 sd. 30 June 2021

The adjustments are valid for BCA Card, Smartcash (except Withdrawal Rate), BCA Visa, BCA Mastercard, BCA JCB


Changes to Smartcash Interest Rates

Interest Rate

Before

Changes as of 1 May 2020

Shopping (Retail)

2.25% per month

2% per month

Cash Advance

1.8%

1.8% (no change)

Changes to Cash Advance Limit

Cash Advance Limit

Before

Perubahan
per 1 Mei 2020

Cash Advance

40% of the limit

20% of the limit

Valid for BCA Card, BCA Visa, BCA Mastercard, BCA JCB, BCA Amex


Changes to AMEX Fees and Rates

 Fees & Rates

Before

Changes as of 1 May 2020

Late Fees

2.2% of the remaining bill

2% of the remaining bill


With these adjustments, we wish to provide you ease of transactions using BCA Credit Cards. For further information, please contact Halo BCA 1500888 or simply mention us at Twitter account @HaloBCA.



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