BCA Life Purna Medis Optima
BCA Life Purna Medis Optima is a health insurance product that offers life protection until the Insured turns 99 years old, with Hospital Care Benefit (reimbursement of daily hospitalization benefit, ICU daily benefit, and Surgical costs) effective when the Insured enters Retirement Age. This product is also equipped with Surrender Benefit during the Coverage Period and Maturity Benefit. This product is offered at affordable premiums and through telemarketing.
The data or information listed on this page is presented and/or calculated based on data provided by the insurance company partner to PT Bank Central Asia Tbk (BCA). Such data or information is for general informational purposes only and does not constitute recommendation in any form and for any purpose and it is not intended as an offer or solicitation for the purchase or sale of any product.
The product listed on this page is an insurance product issued by the insurance company partner in collaboration with PT Bank Central Asia Tbk (BCA) and is NOT a product or responsibility of BCA. BCA only acts as the party that provides references or markets the insurance products issued by the insurance company partner. This insurance product and the investment it contains (if any) is NOT part of a third-party deposit at BCA, and it is not guaranteed by BCA and DOES NOT FALL within the scope of the deposit guarantee program as referred to in the statutory provisions concerning deposit insurance corporations. The use of the BCA logo and/or other attributes in the brochures or other marketing documents (if any) are based on BCA’s agreement and as a form of marketing collaboration between BCA and the insurance company partner.
Investments in insurance products contain risks that allow (prospective) Policyholder and/or the Insured(s) to lose part or all their invested capital. (Prospective) Policyholder and/or the Insured(s) are required to read and understand the characteristic of insurance products including, among others, features, benefits, risks, membership requirements, claim procedures, fees, and investment in insurance products (if any) before purchasing an insurance product. Every choice of insurance products and investments shall be the sole responsibility and decision of (prospective) Policyholder and/or the Insured. The performance of the insurance and investment products in the past is not a guarantee of future performance.
BCA shall not be responsible for the truth, accuracy, or completeness of data or information, materials, and the results of calculating the investment performance of this insurance product, including errors in data and information contained on this page and any amendments or other documents officially approved and/or issued by BCA insurance company partner.
BCA and the insurance company partner are registered with and overseen by the OJK.
Terms and Conditions
Entry Age of the Insured:
Minimum 21 years old
Payment: monthly or yearly auto-debit from a BCA savings account according to the premium paying term.
Coverage Period: until the Insured turns 99 years old
Table of Benefits
Table of Benefits (in thousands of Rupiah ‘000)
|Types of Benefit||Plan A||Plan B||Plan C||Plan D||Plan E|
100% Sum Assured
200% Sum Assured
2. Post-Retirement Age Benefit 1)
|Total Ceiling of Medical Care Benefit 2)||120,000||240,000||360,000||480,000||600,000|
|b. Death Benefit Due to Illnesses or Accidents||100% Sum Assured minus the Medical Care benefits paid|
3. Life Benefit
||100% Sum Insured minus the Medical Care benefits paid, Cash Value Benefit that is formed according to the Policy Data after deducting first the Medical Care benefits paid (if any)|
The amount of premium paid by the policyholder includes acquisition costs, telemarketing charges, policy maintenance, and commissions for the Bank.
To make a complaint about the purchase of insurance product, the Policyholder may:
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