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Maxi Protection Plus

Protect your family, maintain your life quality

Why Maxi Protection Plus?

Total Limit Rp65 billion

PHS Extra Rider for hospitalization limit up to Rp65 M

Lifetime Protection

Life insurance up to 99 years

Protection Against 169 Critical Illnesses

Vital Care Rider with Benefits of up to 300% Sum Assured for 169 Critical Illnesses

Maxi Protection Plus

Maxi Protection Plus

Important Information Fees Get the Product Additional Insurance FAQ

Important Information

Insurance Benefits

  • Death Benefit of up to 100% Sum Assured
  • Additional benefits from different insurance riders

Risks and Exclusions


This product is a unit link insurance plan and contains risks, including but not limited to, market risks, liquidity risks, risk of changing economic and political conditions, credit risks, withdrawal and redemption risk, tax risk, accountability risk of managed funds, and exchange rate risk.


Death benefit is not payable if the customer does not disclose the actual health information and the claim filed is included in the Exclusions.

See brochure for full risks and exclusions

Terms and Conditions

  • Age of the Insured: 18-70 years old
  • Minimum age of the policyholder is 18 years old


This product is an insurance of PT AIA Financial (AIA) and is not a product of BCA. BCA shall not be responsible for such insurance products.

Read the full disclaimer

Acquisition Fees


Acquisition Fee

1 75%
2 65%
3 20%
4 20%
5 15%
6+ 0%

Insurance Fee, Top Up, Administration



Insurance Fee The amount depends on age, gender, smoking status and Sum Assured
Top-Up Fee 3% of Top-Up Premium
Administration Fee Policy Year ≤ 10 years: Rp27,500

Policy Year > 10 years: Rp15,000

Get the Product

Leave Contact Feature on WELMA
Click the "I AM INTERESTED" button on product information details
Bancassurance Life Consultant
Visit BCA Branch Office

Additional Insurance

Health Insurance Rider
Premier Hospital & Surgical Extra (PHS Extra), Hospital & Surgical Plus (HS Plus), Hospital & Surgical Protection (HS Protection), dan Hospital Income
Critical Illness Insurance Rider
Vital Care
Waiver of Premium Rider
Waiver Care, Spouse Waiver, dan Payor Waiver Care
Life Insurance Rider
Personal Accident


How long is the Insurance Period and Premium Paying Term?

Until the Insured turns 99 years old

What are the benefits if I pay my Premiums regularly?

  • Loyalty Bonus of 100% First Year Basic Premium or lowest Basic Premium (whichever is lower) at the end of 10-year term
  • Extra Allocation Premium up to 10% of First Year Basic Premium or lowest Basic Premium (whichever is lower)

Is the estimated Account Value on the Benefit Illustration guaranteed?

No, investment returns may change at any time (higher or lower) according to market conditions and are not guaranteed.