Additional Death Benefit Due to Accident in the amount of Death Benefit, maximum of Rp500,000,000
Additional Death Benefit Due to Accident in common carrier in the amount of Additional Death Benefit Due to Accident, maximum of Rp500,000,000
Additional Benefit from different insurance riders
Risks and Exclusions
This product is a unit link insurance plan and contains risks, including but not limited to, market risks, liquidity risks, risk of changing economic and political conditions, credit risks, withdrawal and redemption risk, tax risk, accountability risk of managed funds, and exchange rate risk.
Death benefit is not payable if the customer does not disclose the actual health information and the claim filed is included in the Exclusions.
Premier Hospital & Surgical Plus (PHS Plus), Hospital & Surgical Protection (HS Pro), Hospital & Surgical Plus (HS Plus)
Critical Illness Insurance Rider
C3 Additional, C3 Enhancer dan Severity Critical Illness
Premium Exemption Supplemental Insurance
Waiver of Premium (TPD+CI), Waiver of Premium C3, Spouse Waiver (TPD+CI), Spouse Waiver C3, Payor Waiver (TPD+CI), Payor Waiver C3
How long is the Insurance Period and Premium Paying Term?
Until the Insured turns 99 years old
What are the benefits if I pay my Premiums regularly?
Basic Premium paid in full until the 10th, 11th, and 12th policy year
Withdrawal of accumulated Basic Premium Account Value is not greater than twice the Annual Basic Premium
10th Policy Year by 15%, 11th by 25%, 12th by 35%
What are the requirements to get the Loyalty Bonus and How much?
No, investment returns may change at any time (higher or lower) according to market conditions and are not guaranteed.
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