Death Benefit is a lump sum of Sum Assured or 5x Basic Premium (whichever is greater)
Additional Benefit from different insurance riders
Life Protection until the age of 99 years
Risks and Exclusions
This product is a unit link insurance plan and contains risks, including but not limited to, market risks, liquidity risks, risk of changing economic and political conditions, credit risks, withdrawal and surrender risk, tax risk, accountability risk of managed funds, and exchange rate risk.
Death benefit is not payable if the customer does not disclose the actual health information and the claim filed is included in the Exclusions.
This product is an insurance of PT AIA Financial (AIA) and is not a product of BCA. BCA shall not be responsible for such insurance products.
Read the full disclaimer
Life protection until the age of 99 years
Charged once a month based on your age, gender, smoking status, and Sum Assured during the Insurance Period
1st Policy Year: 50% of Annual Basic Premium
2nd Policy Year: 0% of Annual Basic Premium
3% of Top-Up Premium
Rp35,000 or USD5 per month
3.5% (Rupiah Policy) or 3% (US Dollar Policy) charged to Basic Premium Account Value carried out on the first 7 years of policy
Get the Product
Leave Contact Feature on WELMA
Click the "I AM INTERESTED" button on product information details
Bancassurance Life Consultant
Visit BCA Branch Office
You will be charged for insurance riders
Health Insurance Rider
Premier Hospital & Surgical Plus (PHS Plus)
Critical Illness Insurance Rider
C3 Additional dan C3 Enhancer
Waiver of Premium Rider
Waiver of Premium C3 dan Spouse Waiver C3
Life Insurance Rider
How long is the Insurance Period and Premium Paying Term?
Until the Insured turns 99 years old
Is the estimated Account Value on the Benefit Illustration guaranteed?
No, investment returns may change at any time (higher or lower) according to market conditions and are not guaranteed
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