Credit Detail

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Note
  • Down payment 30%
  • Terms and conditions apply
Terms and Conditions
  • After fixed interest rate scheme has concluded, the applicable rate is the floating rate, which will be reviewed every 6 months
  • Details of loans above are for simulation/cost estimation only
  • Roya* certificate fee is Rp 750,000 for a house in Jakarta area. Fees may vary for houses located outside Jakarta. Any applicable fees will be readjusted based on location (applies specifically for mortgage certificate guaranteed by other banks).
  • Addendum to solicitation and contract (Addenum PK) fee is Rp 350,000 (applies specifically to migration of loan schemes that affects the lending rate, or for extension/shortening loan maturity. Otherwise, addenum PK fee shall follow the bill from the notary).
  • Cost for upgrading right-to-use property certificate (SHGB) to right-to-own property certificate (SHM) is ranged from Rp 750,000 to Rp 2,500,000 (applies specifically for houses with land size of up to 200 sqm)
  • Appraisal fee for a property unit of more than 20,000 sqm shall follow the invoice from appraiser
  • Appraisal fee is only the lowest estimation fee that applies
*Roya is a procedure to write-off entry load mortgage on land right certificates at the land affair office
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