Home Ownership Loan
To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:
Fix & Cap*
| Period |
Interest Rate (% eff.p.a. ) |
| KPR/KPA |
Refinancing |
| Fix 3 years |
8.00 |
9.00 |
| Cap 2 years |
9,00 |
10.00 |
Fix Rate**
| Period |
Interest Rate (% eff.p.a. ) |
| KPR/KPA |
Refinancing |
KPR Xtra |
| 1 year |
8.75 |
9,.25 |
10.75 |
| 2 years |
8.75 |
9.25 |
10.75 |
| 3 years |
8.00 |
9.00 |
10.25 |
| 5 years |
8.50 |
9.50 |
11.00 |
Six-months floating variable*** : 11.50% eff.p.a.
*)
After Fix&Cap period is over, floating rate will be applied and reviewed every 6 months
**)
After fix rate period is over, floating rate will be applied and reviewed every 6 months
***)
Six-month-period floating rate is eligible only for existing KPR debtor and not for new debtor
Valid from: 1 August 2019
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