Home Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap*

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing
Fix 3 years 8.25 9.00
Cap 2 years 10,00 10.00

Fix Rate**

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing KPR Xtra
1 year 8.75 9,.25 10.75
2 years 8.75 9.25 10.75
3 years 8.50 9.00 10.25
5 years 9.00 9.50 11.00

Six-months floating variable*** : 11.50% eff.p.a.

*)
After Fix&Cap period is over, floating rate will be applied and reviewed every 6 months
**)
After fix rate period is over, floating rate will be applied and reviewed every 6 months
***)
Six-month-period floating rate is eligible only for existing KPR debtor and not for new debtor

Valid from: 1 February 2019

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