Home Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap*

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing
Fix 3 years 8.25 9.00
Cap 2 years 10,00 10.00

Fix Rate**

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing KPR Xtra
1 year 8.75 9,.25 10.75
2 years 8.75 9.25 10.75
3 years 8.50 9.00 10.25
5 years 9.00 9.50 11.00

Six-months floating variable*** : 11.50% eff.p.a.

*)
After Fix&Cap period is over, floating rate will be applied and reviewed every 6 months
**)
After fix rate period is over, floating rate will be applied and reviewed every 6 months
***)
Six-month-period floating rate is eligible only for existing KPR debtor and not for new debtor

Valid from: 1 February 2019

Article Recomendation
News
Are your loved ones talented in soccer and are around 10-12 years of age? For BCA customers who reside in Jabodetabek,
News
Add to the fact that it has been called by many one of the best films of the year, you sure don’t want to miss it.
News
As you marvel at the beauty of the Nusa Dua coastline, this time, the international multi-sports competition will test you in triathletes,
News
To cater to the needs of outward remittance transactions,