Home Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap*

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing
Fix 3 years 8.00 9.00
Cap 2 years 9,00 10.00

Fix Rate**

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing KPR Xtra / Xtra Duo
1 year 7.00 8.00 10.00
2 years 7.50 8.50 10.25
3 years 8.00 9.00 10.25
5 years 8.50 9.50 11.00

Six-months floating variable*** : 11.00% eff.p.a.

*)
After Fix&Cap period is over, floating rate will be applied and reviewed every 6 months
**)
After fix rate period is over, floating rate will be applied and reviewed every 6 months

Valid from: 6 April 2020

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