Home Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap*

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing
Fix 3 years 8.00 9.00
Cap 2 years 9,00 10.00

Fix Rate**

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing KPR Xtra / Xtra Duo
1 year 7.00 8.00 10.00
2 years 7.50 8.50 10.25
3 years 8.00 9.00 10.25
5 years 8.50 9.50 11.00

Six-months floating variable*** : 11.00% eff.p.a.

*)
After Fix&Cap period is over, floating rate will be applied and reviewed every 6 months
**)
After fix rate period is over, floating rate will be applied and reviewed every 6 months

Valid from: 6 April 2020

Article Recomendation
News
Transactions using the BCA are always #DibikinSimpel, including opening new savings account and other banking transaction at your fingertips.
News
In response to the latest situation on Covid-19 and the government’s instruction to extend the period of Work From Home,
News
During joint holiday that falls on 28 and 30 October 2020, all BCA offices are close.
News
Obtaining your dream car is no longer a fantasy and can be soon fulfilled.