Home Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap*

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing
Fix 3 years 8.25 9.00
Cap 2 years 10,00 10.00

Fix Rate**

Period Interest Rate (% eff.p.a. )
KPR/KPA Refinancing KPR Xtra
1 year 8.75 9,.25 10.75
2 years 8.75 9.25 10.75
3 years 8.50 9.00 10.25
5 years 9.00 9.50 11.00

Six-months floating variable*** : 11.00% eff.p.a.

*)
After Fix&Cap period is over, floating rate will be applied and reviewed every 6 months
**)
After fix rate period is over, floating rate will be applied and reviewed every 6 months
***)
Six-month-period floating rate is eligible only for existing KPR debtor and not for new debtor

Valid from: 01 February 2018

Article Recomendation
News
Along with the rapid technological development, making an investment can now be done easily.
News
There are many actors in the banking industry, indeed. Hence, it is not unusual for the banks have their own ATMs and also manage their own ATM operations.
News
Complete your protection at the 2018 BCA Bancassurance Festival (FBB) and get cashback up to Rp120 million by purchasing BCA AIA Bancassurance products.
News
Through Bank Indonesia (BI), the government officially implements the National Payment Gateway (GPN) in Indonesia.