Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap 6 Years (New Car)

Fix & Cap 5 Years (% Flat p.a)
(% Flat p.a)
Fix & Cap 6 Years (% Flat p.a)
(% Flat p.a)
Fix 3 Years Cap 2 Years Fix 4 Years Cap 2 Years
5.60% 7.00% 6.10% 7.15%

Notes:
- Effective 26 August, 2019
- Only for new car purchase
- Pure DP 25%
- Individual Customer Administration Fees: IDR 1,500,000

Passenger New Car

Tenor Reguler (% Flat p.a)
1 2 3 4 5
3.98% 4.28% 4.48% 4.88% 7.25%

Notes:
- Effective 26 August, 2019
- Free provision fee
- Pure DP 25%
- Individual Customer Administration Fees: IDR 1,500,000

Used Cars and Refinancing

Package Tenor (% Flat p.a)
1 2 3 4
6.25% 6.50% 6.75% 7.00%

Notes:
- Effective 26 August, 2019
- Free provision fee
- Pure DP 30%, 35%, 40%, 45%, 50%
- Only for car ≥ 2011
- Vehicle Administration Fee ≥ 2017, IDR 1,500,000
- Vehicle Administration Fee ≥ 2011 - 2016, IDR 1,750,000


Reguler Model Tenor (% Flat p.a)
1 2 3 4
6.25% 6.50% 6.75% 7.00%

Notes:
- Effective 26 August, 2019
- Provision fee IDR 750.000
- Pure DP 30%
- Vehicle Administration Fee ≥ 2017, IDR 1,500.000
- Vehicle Administration Fee ≥ 2011- 2016, IDR 1,750,000
- Vehicle Administration Fee < 2011, IDR 2,000,000

Pure DP and Provision

Condition Pure DP Provision (IDR)
New car 25% -
Used car / Refinancing - Regular model 30% 750,000
Used car / Refinancing - Package model 30% -

Effective on November 2019

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