Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap 6 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 6.18
Cap 2 Years 7.25
Note: 

- Valid from 1 February 2018
- Only for new car purchase

Fix & Cap 6 Years (Used Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 7.18
Cap 2 Years 8.25
Note: 
- Valid From 1 February 2018
- For Used car purchase and refinancing, year of manufacture >= 2014
- Individual Customers administration fee: Rp 1,500,000

Fix & Cap 5 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 5.68
Cap 2 Years 6.95
Note: 

- Valid from 1 February 2018
- Only for new car purchase

Fix & Cap 5 Years (Used car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 6.68
Cap 2 Years 7.95
Note: 

- Valid from 1 February 2018
- For used car purchase and refinancing, year of manufacture >= 2012

Passenger New Car

Tenor (tahun) Interest Rate (% Flat p.a)
1 3.60
2 3.90
3 4.00
4 4.80
5 7.00
Note: 

- Valid from 1 June 2018

Passenger Car Refinancing

Only for car ≥2017

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.08
2 Years 4.88
3 Years 5.18
4 Years 5.48
Note: 

- Valid from 1 February 2018



Only for car ≥2009 - 2016

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.58
2 Years 5.38
3 Years 5.68
4 Years 5.98
Note: 

- Valid from 1 February 2018

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