Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap 6 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 6,18
Cap 2 Years 7,25
Note: 

- Valid from 1 August 2017
- Only for new car purchase
- Free of Provisi fee

Fix & Cap 6 Years (Used Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 7.18
Cap 2 Years 8.25
Note: 
- Valid From 1 August 2017
- For Used car purchase and refinancing, year of manufacture >= 2013
- Provisi 0.5%
- Individual Customers administration fee: Rp 1,500,000

Fix & Cap 5 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 4.60
Cap 2 Years 5.60
Note: 

- Valid from 1 August 2017
- Only for new car purchase
- Free of Provisi fee

Fix & Cap 5 Years (Used car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 6.68
Cap 2 Years 7.95
Note: 

- Valid from 1 August 2017
- For used car purchase and refinancing, year of manufacture >= 2012
- Provisi fee 0.5%

Passenger New Car

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 3.08
2 Years 3.88
3 Years 3.60
4 Year 4.48
5 Year 5.60
Note: 

- Valid from 1 August 2017
- Free of Provisi fee

Passenger Car Refinancing

Only for car ≥2016

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.08
2 Years 4.88
3 Years 5.18
4 Years 5.48
Note: 

- Valid from 1 August 2017
- Provisi Fee 0.5%



Only for car ≥2008 - 2015

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.58
2 Years 5.38
3 Years 5.68
4 Years 5.98
Note: 

- Valid from 1 August 2017
- Provisi Fee 0.5%

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