Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap 6 Years (New Car)

Fix & Cap 5 Years (% Flat p.a)
(% Flat p.a)
Fix & Cap 6 Years (% Flat p.a)
(% Flat p.a)
Fix 3 Years Cap 2 Years Fix 4 Years Cap 2 Years
5,85% 7,05% 6,35% 7,35%

Notes:
- Effective 1 January, 2019
- Only for new car purchase
- Pure DP 25%
- Individual Customer Administration Fees: IDR 1,500,000

Passenger New Car

Tenor Reguler (% Flat p.a)
1 2 3 4 5
4,15% 4,50% 4,65% 5,05% 7,50%

Notes:
- Effective 1 January, 2019
- Free provision fee
- Pure DP 25%
- Individual Customer Administration Fees: IDR 1,500,000

Used Cars and Refinancing

Package Tenor (% Flat p.a)
1 2 3 4
6,25% 6,50% 6,75% 7,00%

Notes:
- Effective 1 January, 2019
- Free provision fee
- Pure DP 30%, 40%, 50%
- Only for car ≥ 2011
- Vehicle Administration Fee ≥ 2017, IDR 1,500,000
- Vehicle Administration Fee ≥ 2011 - 2016, IDR 1,750,000


Reguler Model Tenor (% Flat p.a)
1 2 3 4
6,25% 6,50% 6,75% 7,00%

Notes:
- Effective 1 January, 2019
- Provision fee IDR 750.000
- Pure DP 30%
- Vehicle Administration Fee ≥ 2017, IDR 1,500.000
- Vehicle Administration Fee ≥ 2011- 2016, IDR 1,750,000
- Vehicle Administration Fee < 2011, IDR 2,000,000

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