Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap 6 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 6.18
Cap 2 Years 7.25
Note: 

- Valid from 1 February 2018
- Only for new car purchase

Fix & Cap 6 Years (Used Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 7.18
Cap 2 Years 8.25
Note: 
- Valid From 1 February 2018
- For Used car purchase and refinancing, year of manufacture >= 2014
- Individual Customers administration fee: Rp 1,500,000

Fix & Cap 5 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 5.68
Cap 2 Years 6.95
Note: 

- Valid from 1 February 2018
- Only for new car purchase

Fix & Cap 5 Years (Used car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 6.68
Cap 2 Years 7.95
Note: 

- Valid from 1 February 2018
- For used car purchase and refinancing, year of manufacture >= 2012

Passenger New Car

Tenor (tahun) Interest Rate (% Flat p.a)
1 3.45
2 3.75
3 3.85
4 4.65
5 7.00
Note: 

- Valid from 1 March 2018

Passenger Car Refinancing

Only for car ≥2017

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.08
2 Years 4.88
3 Years 5.18
4 Years 5.48
Note: 

- Valid from 1 February 2018



Only for car ≥2009 - 2016

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.58
2 Years 5.38
3 Years 5.68
4 Years 5.98
Note: 

- Valid from 1 February 2018

Article Recomendation
News
In order to support the government program towards cashless society or the National Non-Cash Movement (GNNT), it is important to always use electronic money.
News
For those who currently own a business and are looking for funding to develop, maybe it’s time for you to take a look at sharia financing services.
News
In order to get closer to the customers, the Bank BCA continues to enhance its products through various innovation
News
Everyone must have dreamt of a greater more prosperous future for themselves.