Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap 6 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 6,18
Cap 2 Years 7,25
Note: 

- Valid from 1 July 2017
- Only for new car purchase
- Free of Provisi fee

Fix & Cap 6 Years (Used Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 7.18
Cap 2 Years 8.25
Note: 
- Valid From 1 July 2017
- For Used car purchase and refinancing, year of manufacture >= 2013
- Provisi 0.5%
- Individual Customers administration fee: Rp 1,500,000

Fix & Cap 5 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 4.60
Cap 2 Years 5.60
Note: 

- Valid from 1 July 2017
- Only for new car purchase
- Free of Provisi fee

Fix & Cap 5 Years (Used car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 6.68
Cap 2 Years 7.95
Note: 

- Valid from 1 July 2017
- For used car purchase and refinancing, year of manufacture >= 2012
- Provisi fee 0.5%

Passenger New Car

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 3.08
2 Years 3.88
3 Years 3.60
4 Year 4.48
5 Year 5.60
Note: 

- Valid from 1 July 2017
- Free of Provisi fee

Passenger Car Refinancing

Only for car ≥2016

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.08
2 Years 4.88
3 Years 5.18
4 Years 5.48
Note: 

- Valid from 1 July 2017
- Provisi Fee 0.5%



Only for car ≥2008 - 2015

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.58
2 Years 5.38
3 Years 5.68
4 Years 5.98
Note: 

- Valid from 1 July 2017
- Provisi Fee 0.5%

Article Recomendation
News
Participating in the advancement of sports as well as the younger generation in Indonesia
News
Have you had an appropriate insurance protection? Find the answer at the 2017 BCA Bancassurance Festival at the nearest BCA branch offices
News
Completing happiness on Ied Mubarak 1438H, the Bank BCA has successfully brought home a prestigious title in FinanceAsia’s Country Awards for Achievement 2017
News
Owning a house is everyone’s dream and a proof of established financial security