Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap 6 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 6.18
Cap 2 Years 7.25
Note: 

- Valid from 1 February 2018
- Only for new car purchase
- Free of Provisi fee

Fix & Cap 6 Years (Used Car)

Period Interest Rate (% Flat p.a)
Fix 4 Years 7.18
Cap 2 Years 8.25
Note: 
- Valid From 1 February 2018
- For Used car purchase and refinancing, year of manufacture >= 2014
- Provisi 0.5%
- Individual Customers administration fee: Rp 1,500,000

Fix & Cap 5 Years (New Car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 5.68
Cap 2 Years 6.95
Note: 

- Valid from 1 February 2018
- Only for new car purchase
- Free of Provisi fee

Fix & Cap 5 Years (Used car)

Period Interest Rate (% Flat p.a)
Fix 3 Years 6.68
Cap 2 Years 7.95
Note: 

- Valid from 1 February 2018
- For used car purchase and refinancing, year of manufacture >= 2012
- Provisi fee 0.5%

Passenger New Car

Tenor (tahun) Interest Rate (% Flat p.a)
1 3.08
2 3.88
3 4.18
4 4.48
5 7.00
Note: 

- Valid from 1 February 2018
- Free of Provisi fee

Passenger Car Refinancing

Only for car ≥2017

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.08
2 Years 4.88
3 Years 5.18
4 Years 5.48
Note: 

- Valid from 1 February 2018
- Provisi Fee 0.5%



Only for car ≥2009 - 2016

Tenor (Years) Interest Rate (% Flat p.a)
1 Years 4.58
2 Years 5.38
3 Years 5.68
4 Years 5.98
Note: 

- Valid from 1 February 2018
- Provisi Fee 0.5%

Article Recomendation
News
Bank Indonesia (BI) Governor Agus Martowardojo said that Micro, Small and Medium Enterprises (MSMEs) will emerge as the new source of Indonesia’s economic growth.
News
It ought to be common knowledge that coffee has gained a lot of fans around the globe
News
Japan is one of Indonesia’s top investor with a high level of trade between the two countries.
News
There are many ways to control your expenses on entertainment.