Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap (New Car)

Fix & Cap 5 Years (% Flat p.a)
(% Flat p.a)
Fix & Cap 6 Years (% Flat p.a)
(% Flat p.a)
Fix 3 Years Cap 2 Years Fix 4 Years Cap 2 Years
5.60% 7.00% 6.10% 7.15%

Notes:
- Only for new car purchase

Passenger New Car

Tenor Reguler (% Flat p.a)
1 2 3 4 5
3.98% 4.28% 4.48% 4.88% 7.25%

Used Cars

Package and
Reguler Model
Tenor (% Flat p.a)
1 2 3 4
6.25% 6.50% 6.75% 7.00%

Notes:
- Vehicle year which can be financed ≥ 2012 (IN 2020 Aplication)
- Effective: January 2020

Refinancing

Package Model Tenor (% Flat p.a)
1 2 3 4
6.25% 6.50% 6.75% 7.00%

Notes:
- Manufacture year ≥ 2012 (IN 2020 Aplication)


Reguler Model Vehicle Year Tenor (% Flat p.a)
≥ 2016 1 2 3 4
5.50% 5.75% 6.00% 6.25%
Manufacture Year ≥ 2017 (IN 2020 Aplication)         
2010 − 2015 1 2 3 4
5.75% 6.00% 6.25% 6.50%
Manufacture Year 2011 − 2016 (IN 2020 Aplication) 
< 2010 1 2 3 4
6.25% 6.50% 6.75% 7.00%
Manufacture Year < 2011 (IN 2020 Aplication) 

Notes:
- Effective:  January, 1st 2020 - April, 30th 2020

Pure DP and Provision

Condition Pure DP Provision (IDR)
New car 25% -
Used car / Refinancing - Regular model 30% 750,000
Used car / Refinancing - Package model 30%, 35%, 40%, 45%, dan 50% -
Pick-Up 30% -
Truck 30% 0.50%

Effective on January 2020

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