Vehicle Ownership Loan

To comply all customers need, BCA applies competitive cost and limit rate on every product and service. Find each product and service cost & limit rate below:

Fix & Cap (New Car)

Fix & Cap 5 Years 
(% Flat p.a)
Fix & Cap 6 Years 
(% Flat p.a)
Fix 3 Years Cap 2 Years Fix 4 Years Cap 2 Years
5.33% 6.77% 6.10% 7.15%

Notes:
- Only for new car purchase
- Effective from from: March 2021

Passenger New Car

Tenor Reguler (% Flat p.a)
1 2 3 4 5
2.77% 3.33% 3.55% 4.11% 6.88%

Notes:
- Only for new car purchase
- Effective from : March 2021

Used and Refinancing

Used Tenor (% Flat p.a)
1 2 3 4
6.25% 6.50% 6.75% 7.00%



Refinancing Vehicle Year Tenor (% Flat p.a)
≥ 2018 1 2 3 4
6.00% 6.25% 6.50% 6.75%

2012 − 2017 1 2 3 4
6.25% 6.50% 6.75% 7.00%

< 2012 1 2 3 4
6.50% 6.75% 7.00% 7.25%

Notes:
- Effective from: March 2021

Pure DP and Provision

Condition Pure DP (minimum) Provision (IDR)
New car  20% 1%
Used car / Refinancing 30% 1%

Exclusive for Prioritas / Solitaire Customer or Produtive Loan Debtor, non-provision for new car or IDR 750,000 for Used car / Refinancing
Effective from: March 2021

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