To accommodate its customer’s needs, BCA provides competitive daily limits and fees for each product and service, View the daily limits and fees for ATM BCA below.
| Type of Transaction | Blue (ATM & Paspor) IDR | Gold (ATM & Paspor) IDR | Platinum (ATM & Paspor) IDR | Tapres (ATM & Paspor) IDR | BCA Dollar (USD & SGD) IDR |
| Cash withdrawal at the ATM | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 | ~ 10,000,000 |
| Transfer between BCA accounts IDR - IDR | 50,000,000 | 75,000,000 | 100,000,000 | 75,000,000 | - |
| Transfer IDR - FC | 50,000,000 | 75,000,000 | 100,000,000 | 75,000,000 | - |
| Transfer FC - IDR | - | - | - | - | ~25,000,000 |
| Transfer between banks IDR - IDR | 15,000,000 | 20,000,000 | 25,000,000 | 20,000,000 | - |
| Debit* | 50,000,000 | 75,000,000 | 100,000,000 | 75,000,000 | - |
| Cash deposit at the ATM** | 25,000,000 | 40,000,000 | 50,000,000 | 40,000,000 | - |
*) Payment limit with Debit BCA is combined with cash withdrawals at a merchant (separate from cash withdrawals at the ATM)
**) Effective per February 1 2020
Interbank Transaction Fees for Every Network
| Description | ATM BCA (IDR) | PRIMA & GPN (IDR) | CIRRUS (IDR) |
| Cash withdrawal | Free | 7,500 | 25,000 |
| Balance inquiry | Free | 4,000 | 5,000 |
| Transfer between banks | 6,500 | 6,500 | N/A |
| Rejected Transaction | Free | 3,500 | 5,000 |
Update: November 01st, 2014
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Debit BCA below.
|
Type of Card |
(ATM/Paspor) |
||
|
Platinum |
Gold/Tapres |
Silver |
|
|
Debit BCA Limit |
Rp 100 Million |
Rp 50 Million |
Rp 25 Million |
- Limit cash withdrawals at merchants become one with BCA Debit payment and Top Up Flazz in EDC.
- Update: February 1, 2016
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tunai BCA below.
|
Type of Card |
(ATM/Paspor) |
||
|
Platinum |
Gold/Tapres |
Silver |
|
|
Tunai BCA Limit |
Rp 100 Million |
Rp 75 Million |
Rp 50 Million |
- Limit cash withdrawals at merchants become one with BCA Debit payment and Top Up Flazz in EDC.
- Update: February 1, 2020
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA mobile below.
Internet access fee (GPRS/EDGE/3G/WIFI), for m-BCA is around 15 KB per transaction. However, if accessed using the internet/ BIS unlimited package, there are no additional fees.
During download and initial BCA Mobile application initiation plus Transfer List transaction using m-BCA will be charged a Text Message fee (around IDR300 - IDR450 before VAT).
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Flazz BCA below.
- Minimum Top Up fee is IDR 20,000
- Maximum balance in the card is IDR 2 million*.
- For use at Commuter Line, minimum balance is IDR 5,000
*Effective, June 1st 2018
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for KlikBCA Individu and KlikBCA Bisnis below.
| DESCRIPTION | AMOUNT(IDR) |
| Online Fee | 6,500 |
| KeyBCA Administration Fee | 25,000 |
| KeyBCA Replacement Fee within warranty period** | Free of charge |
| KeyBCA Replacement Fee outside warranty period** or due to negligence | 50,000 |
| LLG Fee*** | 2,900/transaction |
| RTGS Fee* | 25,000/transaction |
** KeyBCA warranty period is 6 (six) months since KeyBCA is connected with terms of damage not due to customer negligence.
*** Per September 1st 2019, nominal value of LLG transactions is maximum Rp 1 billion
Note: SMS Fee for registering to Domestic Bank Account number, according to operators are ranging between IDR 275 to IDR 660.
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA KlikPay below.
Text Message fee will be applied each time an activation code or OTP code is sent, according to the tariff applied by the telecommunication service ranging between Rp 275 to Rp 660.
Note: SMS Fee for registering to Domestic Bank Account number, according to operators are ranging between Rp 275 to Rp 660.
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for m-BCA below.
| TRANSACTION LIMIT | ||||
| FEATURE | Paspor Blue | Paspor Gold / Tapres | Paspor Platinum | BCA Dollar |
| 1. Transfer between BCA | 50 Million | 75 Million | 100 Million | ~ 25 Million |
| 2. Transfer between other banks | IDR 15 Million | IDR 20 Million | IDR 25 Million | |
Note:
- Limit is combined with the transfer limit at m-BCA.
- Effective : March 30th, 2020
Top Up Purchase Limit
As much as IDR. 2,500,000 per day. This is a combined limit with other e-channels such as ATM, KlikBCA, SMS Top Up, and BCA by Phone*.
*Eff. Date 11 Des 2017
Payment Limit
According to the amount on the billing statement
| FEE PER TRANSACTION | |||||||
| No. | Description | XL | Indosat Ooredoo | Telkomsel | |||
| Prepaid | Postpaid | Kartu Halo | simPATI | As | |||
| 1. | Non Financial Transaction | 650 | 600 | 500 | 850 | 1010 | 960 |
| 2. | Financial Transaction | 1300 | 1200 | 1000 | 1450 | 1670 | 1620 |
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for SMS BCA below.
For prepaid customers: Credits will immediately decrease.
For postpaid customers: Will be included in the monthly billing statement.
SMS BCA Service Tariff:
- GSM Tariff = IDR. 500 - IDR. 1166
- CDMA Tariff = IDR. 400 - IDR. 650
*Eff. Date Feb 1st 2020
To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Debit BCA below.
For Limit:
| Type of transaction | Maximum limit per day |
| IDR to IDR Transfer | IDR 100 million |
| IDR to Foreign Currency Transfer | equivalent of IDR 15 million (is a part of limit IDR 100 million)* |
| Foreign Currency to IDR Transfer | equivalent of IDR 100 million* |
| Foreign Currency to Foreign Currency Transfer (same currency) | |
| Payment | as billing |
| mobile phone credit vouchers | IDR 2.5 million per day per card (include PPN)** |
* A combined limit of transfer limit through BCA by Phone business with transfer limit trough BCA by Phone Prioritas.
** A combined limit with transaction limit in ATM BCA, KlikBCA, m-BCA, mobile phone credit vouchers via SMS, and SMS BCA.
*Eff. Date 11 Des 2017
Fee charges to customer are: KeyBCA administration fee. use KeyBCA for financial transaction.
KeyBCA administration fee be imposed for every new application KeyBCA and replacement KeyBCA because damage/lost.
