Credit Card

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA Visa below.


Type of Data Type of Card
Regular (IDR) Batman/Gold (IDR) Platinum (IDR)
Annual Fee
Basic Card 125,000** 125,000 450,000
Supplementary Card 100,000** 100,000 250,000
Fees/Charges (Rp)
Late Charge 3% or max. 150,000
Fee for Loss Card/Damage 50,000 Free
Fee Overlimit 40,000 Free
Adm. Fee Withdrawal (domestic)* 4% or min. 40,000
Adm. Fee Withdrawal (Abroad)* 4% or min. 40,000
Fee for Copy Faktur 30,000
Print and shipping bill fee 10,000
* Withdrawal Limitation : 40% from limitation.
All interest, fee/fine can change anytime

** Effectively July 15 2015

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA MasterCard below.


Type of Data Type of Card
Regular (IDR) MC2/Gold (IDR) Platinum (IDR) Matahari (IDR)
Annual Fee
Basic Card 125,000** 125,000 450,000 125,000
Supplementary Card 100,000** 100,000 250,000 100,000
Fees/Charges (Rp)
Late Charge 3% or max. 150,000
Fee for Loss Card/Damage 50,000 Free 50.000
Fee Overlimit 40,000 Free 40.000
Adm. Fee Withdrawal (domestic)* 4% or min. 40,000
Adm. Fee Withdrawal (Abroad)* 4% or min. 40,000
Fee for Copy Faktur 30,000
Print and shipping bill fee 10,000
* 4% or min. 40,00
All interest, fee/fine can change anytime


** Effectively July 15 2015

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA Card below.


Type of Data Type of Card
Regular (IDR) Gold (IDR) Platinum (IDR) Everyday (IDR) Indomaret (IDR)
Annual Fee
Basic Card 125,000** 125,000 250,000 125,000 125,000
Supplementary Card 100,000** 100,000 175,000 100,000 100,000
Fees/Charges (Rp)
Late Charge 3% or max. 150,000
Fee for Loss Card/Damage 50,000 Free 50,000
Fee Overlimit 40,000 Free 40,000
Adm. Fee Withdrawal (domestic)* 3%
Adm. Fee Withdrawal (Abroad) N/A
Fee for Copy Faktur 30,000
Print and shipping bill fee 10,000
* Withdrawal Limitation : 40% from limitation.
All interest, fee/fine can change anytime

** Effectively July 15 2015

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA Smartcash.


Type of Data Type of Card
Smartcash (IDR)
Annual Fee
Basic Card *250,000 - 500,000
Supplementary Card N/A
Fee/Fine
Late Charge*** 3% or max. 150,000
Fee for Loss Card/Damage 50,000
Fee Overlimit 40,000
Adm. Fee Withdrawal (domestic) N/A
Adm. Fee Withdrawal (Abroad) N/A
Fee for Copy Faktur 30,000
Print and shipping bill fee 10,000
* Smartcash Premi:
Limit Rp 10.000.000 - Rp 50.000.000: Rp 250.000
Limit in above Rp 50.000.000              : Rp 500.000

** Withdrawal Limitation : 100% from limitation. All interest, fee/fine can change anytime

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for each of BCA’s products and services below.


Type of Data Type of Card
Visa Corporate (IDR)
Annual Fee
Basic Card 250,000
Supplementary Card N/A
Fee/Fine
Late Charge** 3% or max. 150,000
Fee for Loss Card/Damage 50,000
Fee Overlimit 40,000
Adm. Fee Withdrawal (domestic)* 4% or min. 40,000
Adm. Fee Withdrawal (Abroad)* 4% or min. 40,000
Fee for Copy Faktur 50,000
Print and shipping bill fee 10,000
* Withdrawal Limitation : 40% from limitation.
** Late charge as much as 3% from outstanding minimum (10%) or minimum per basic/main card is Rp 20,000 and for Visa Corporate, Visa Co-Branding and MC World is Rp 50,000
All interest, fee/fine can change anytime

To accommodate its customer's needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA MasterCard below.


Type of Data Type of Card
KrisFlyer Signature (IDR) Krisflyer Infinite (IDR) PPS Club Infinite (IDR)
Annual Fee
Basic Card 500,000 750,000 1,000,000
Supplementary Card 300,000 450,000 600,000
Fees/Charges (Rp)
Late Charge 3% or max. 150,000
Fee for Loss Card/Damage Free
Fee Overlimit Free
Adm. Fee Withdrawal (domestic)* 4% or min. 40,000
Adm. Fee Withdrawal (Abroad)* 4% or min. 40,000
Fee for Copy Faktur 30,000
Print and shipping bill fee 10,000
* Withdrawal Limitation : 40% from limitation.
All interest, fee/fine can change anytime
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