Easy Transactions

High mobility in your business needs require ease and convenience in business transactions. Tahapan Gold accommodates this need while simultaneously protects the credibility of your business transactions.

Conduct business transactions 24/7 anytime, anywhere with Tahapan Gold. BCA provides both practical solutions and the protection you need.

Main features

  • Details for each account transactions
  • Notifications via SMS/email
  • Automatic Transfer System Online
  • Appointee service
  • No account change necessary if bankbook is lost

Tahapan Gold Benefits

Enjoy various products and benefits for Tahapan Gold account holders that prioritize your business transactions. Couple your benefits with other Tahapan BCA products and services and get the best banking experience BCA can offer.

  • Smaller bankbook for your convenience
  • Detailed account mutation information that includes transaction value and balance, name of sender/receiver, payment information, and news
  • Get account transaction information through SMS or email with customizable notification for your personal needs
  • Maintain your business credibility by linking your Giro account to Tahapan Gold account through Automatic Transfer System (ATS) Online to compensate insufficient Giro balance using Tahapan Gold account
  • Take advantage of BCA Appointee service by appointing two (2) trusted representatives to conduct banking transactions, simply by providing proof of account ownership and identification
  • Keep your account number, an important part of your business identity. No need to replace your account number if you lose your bankbook.

* Only available at select BCA branches

 In addition to the abovementioned benefits, Tahapan BCA also offers other facilities, such as Gebyar Tahapan BCA sweepstakes, Paspor BCA card, Debit BCA, Tunai BCA, m-BCA, KlikBCA, as well as BCAbyPhone, accessible anytime and anywhere for 24/7 non-stop.

What You Need to Know

For SMS notifications, per 1 April 2016 shall apply as follows:.

  • Provider: Telkomsel, XL, Indosat, Three and Smartfren.
  • Fees for Rupiah accounts is IDR 500/transaction.
  • Fees for SGD accounts is SGD 0.05/transaction and USD account is USD 0.05/transaction.
  • SMS charges for Telkomsel, XL, Indosat, Three and Smartfren are using the account debit system.

Transaction limits and monthly administration fees for Tahapan Gold are similar to regular Tahapan account, which depends on the type of ATM or Paspor BCA card selected by each customer. Due to Tahapan Gold’s minimum average balance of IDR 10,000,000 or above for business customers, balances below the set limit will incur charges of IDR 25,000.

Card Type Monthly Administration Fees
New/Replacement Cards

Blue / Counter Only

15,000 10,000


17,000 15,000


20,000 20,000

*) Updated in January 2016

To protect your banking activities, please make a note of the following information:

  • Interest rate fluctuations are adjusted according to market development
  • Please make sure to protect your Tahapan Gold BCA card and PIN confidentiality

Get the Product

There are plenty of roads that lead to Rome, just like the benefits for this product.

New Customers Tahapan Customers
  • Individual or organization
  • Fill in and sign account opening form
  • Provide valid proof of identification and NPWP
  • Minimum initial deposit of IDR 10,000,000
  • Minimum account balance IDR 50,000
Would you like to replace your Tahapan BCA with a Tahapan Gold account? Visit the nearest branch and bring your old Tahapan bankbook, proof of identity, and NPWP.

*To receive information via SMS/email, Appointee service, and Automatic Transfer System Online services, please register at the branch where you open you Tahapan Gold account.

For more information, contact the nearest BCA branch office, Halo BCA at 1500888, or send an email to halobca@bca.co.id.

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